MCC 5817: Digital Goods: Applications (Excludes Games) — Credit Card Bonus Rates
MCC 5817 covers DIGITAL GOODS: APPLICATIONS (EXCLUDES GAMES) merchants, classified under digital. The top card is Ink Business Preferred earning 3X. 12 cards earn elevated rewards at these merchants. MCC Lookup Tool to find which cards earn bonus rewards here.
Purchases from Apple, Adobe, and Microsoft for apps and software are coded under MCC 5817. This includes buying subscriptions or downloading content like Office 365 or the Adobe Creative Suite.
Cardholders often think gaming app purchases fall under this category but they don't. Only non-game digital goods get coded here.
12 Cards That Earn Bonus on MCC 5817
Merchants Using MCC 5817
Related MCC Codes
MCC 5817 (Digital Goods: Applications (Excludes Games)) covers 2 merchants in our database. 12 credit cards earn elevated rewards on digital goods: applications (excludes games) transactions. The top earning rate is 3x from the Ink Business Preferred.
Frequently Asked Questions
What is MCC code 5817? +
MCC 5817 stands for Digital Goods: Applications (Excludes Games). It is a four-digit Merchant Category Code used by payment networks to classify businesses in the digital category. Our database tracks 2 merchants with this code.
What types of businesses use MCC 5817? +
Merchants classified under MCC 5817 (Digital Goods: Applications (Excludes Games)) operate in the digital sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include Apple App Store, Google Play Store.
Which credit cards earn bonus rewards at MCC 5817 merchants? +
The top cards for MCC 5817 (Digital Goods: Applications (Excludes Games)) are: Ink Business Preferred (6x); Sapphire Preferred (6x); Blue Cash Preferred (Morgan Stanley) (6x). These cards earn elevated rates specifically in the digital category. Use our card comparison above to see full bonus rates and annual fees.
How many credit cards earn bonus rewards at MCC 5817 merchants? +
12 credit cards in our database earn elevated rewards on MCC 5817 (Digital Goods: Applications (Excludes Games)) purchases. The top rate is 6x from the Ink Business Preferred. Use the card grid above to compare all rates and annual fees.
What merchants are classified under MCC 5817? +
MCC 5817 covers 2 merchants in our database, including Apple App Store, Google Play Store. All purchases at these merchants post as 'Digital Goods: Applications (Excludes Games)' and trigger digital category bonus rates on eligible credit cards.
Does Apple App Store count as digital for credit card rewards? +
Yes. Apple App Store is classified under MCC 5817 (Digital Goods: Applications (Excludes Games)), which falls in the digital category. Cards with digital bonus categories will apply the elevated earn rate — the top option earns 6x at qualifying merchants in this code.
What is the difference between MCC 5817 and MCC 5815? +
MCC 5817 (Digital Goods: Applications (Excludes Games)) and MCC 5815 (Digital Goods: Media, Books, Movies, Music) are both in the digital category but cover distinct merchant types. MCC 5817 is used for digital goods: applications (excludes games) businesses, while MCC 5815 is assigned to digital goods: media, books, movies, music merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.