MCC 7538

What MCC Code Does Jiffy Lube Use?

Plus: the best credit cards to use at Jiffy Lube for maximum rewards in 2026.

By PointsPick Team, Credit Card Research Team  ·  Updated April 2026

Quick Answer

Jiffy Lube uses MCC code 7538 (Automotive Service Shops). The best credit card is the Signify Business Cash, earning 2x rewards on this category.

Best Credit Cards at Jiffy Lube

Jiffy Lube transactions are processed under MCC 7538 (Automotive Service Shops, category: other). These cards earn the highest rewards:

Card Earning Rate Annual Fee Issuer
Signify Business Cash 2x No annual fee Wells Fargo Apply Now
Active Cash 2x No annual fee Wells Fargo Apply Now
Freedom Unlimited 2x No annual fee Chase Apply Now

Rates and fees as of April 2026. Verify with issuer before applying.

Quick Reference

All cards for MCC 7538 Jiffy Lube merchant page MCC lookup tool Best credit cards

Frequently Asked Questions

What MCC code does Jiffy Lube use?

Jiffy Lube uses MCC code 7538, which is classified as "Automotive Service Shops". This determines which credit card bonus categories apply to purchases at Jiffy Lube.

What is the best credit card to use at Jiffy Lube?

The best credit card at Jiffy Lube is the Signify Business Cash, which earns 2x points/miles on purchases coded as MCC 7538 (Automotive Service Shops).

Does Jiffy Lube qualify for grocery credit card bonuses?

Jiffy Lube uses MCC 7538 (Automotive Service Shops). This means purchases at Jiffy Lube do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).