MCC 7538 covers AUTOMOTIVE SERVICE SHOPS merchants, classified under other. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or other category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Jiffy Lube, Meineke Car Care Center, and Pep Boys use MCC 7538. This code covers routine maintenance like oil changes, tire rotations, and brake pad replacements.
When you swipe your credit card at any of these merchants, the transaction posts as MCC 7538 (automotive service shops). Your card issuer uses this code to determine whether other category bonuses apply — so knowing which merchants trigger this code helps you choose the right card before you spend.
Cardholders often think any car part purchase goes here but it's for services only, not parts sold at auto stores.
This distinction matters because different MCC codes can trigger different bonus rates on your credit card, even for similar types of merchants. Always check your transaction statement to confirm which MCC posted — some card issuers allow you to see the MCC in their app or online portal.
MCC 7538 stands for Automotive Service Shops. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the other category. Our database tracks 5 merchants with this code.
Merchants classified under MCC 7538 (Automotive Service Shops) operate in the other sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include Firestone Complete Auto Care, Goodyear Auto Service, Jiffy Lube, Midas.
MCC 7538 (Automotive Service Shops) is not currently a dedicated bonus category for most major credit cards. For other spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 7538 (Automotive Service Shops). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for other spending.
MCC 7538 covers 5 merchants in our database, including Firestone Complete Auto Care, Goodyear Auto Service, Jiffy Lube, Midas, and 1 more. All purchases at these merchants post as 'Automotive Service Shops' and trigger other category bonus rates on eligible credit cards.
Firestone Complete Auto Care is classified under MCC 7538 (Automotive Service Shops). Most cards do not have a dedicated bonus category for this MCC, so purchases will earn base rewards (typically 1–1.5x). A flat-rate card is the most predictable choice here.
MCC 7538 (Automotive Service Shops) and MCC 5832 (Antique Shops – Sales, Repairs, and Restoration Services) are both in the other category but cover distinct merchant types. MCC 7538 is used for automotive service shops businesses, while MCC 5832 is assigned to antique shops – sales, repairs, and restoration services merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.