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MCC Code
7538

MCC 7538: Automotive Service Shops — Credit Card Bonus Rates

Also classified as:
Visa: “Automotive Service Shops”
MC: “Automotive Service Shops”
Quick Answer

MCC 7538 covers AUTOMOTIVE SERVICE SHOPS merchants, classified under other. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or other category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Jiffy Lube, Meineke Car Care Center, and Pep Boys use MCC 7538. This code covers routine maintenance like oil changes, tire rotations, and brake pad replacements.

Common Confusion

Cardholders often think any car part purchase goes here but it's for services only, not parts sold at auto stores.

Merchants Using MCC 7538

Firestone Complete Auto Care Goodyear Auto Service Jiffy Lube Midas Monro Muffler Brake

Related MCC Codes

5832Antique Shops – Sales, Repairs, and Restoration Services 5931Used Merchandise and Secondhand Stores 5932Antique Shops 5933Pawn Shops and Salvage Yards 5935Wrecking and Salvage Yards 5937Antique Reproductions 5940Bicycle Shops – Sales and Service 7531Automotive Body Repair Shops

Frequently Asked Questions

What is MCC code 7538? +

MCC 7538 stands for Automotive Service Shops. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the other category. Our database tracks 5 merchants with this code.

What types of businesses use MCC 7538? +

Merchants classified under MCC 7538 (Automotive Service Shops) operate in the other sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include Firestone Complete Auto Care, Goodyear Auto Service, Jiffy Lube, Midas.

Which credit cards earn bonus rewards at MCC 7538 merchants? +

MCC 7538 (Automotive Service Shops) is not currently a dedicated bonus category for most major credit cards. For other spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 7538 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 7538 (Automotive Service Shops). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for other spending.

What merchants are classified under MCC 7538? +

MCC 7538 covers 5 merchants in our database, including Firestone Complete Auto Care, Goodyear Auto Service, Jiffy Lube, Midas, and 1 more. All purchases at these merchants post as 'Automotive Service Shops' and trigger other category bonus rates on eligible credit cards.

Does Firestone Complete Auto Care count as other for credit card rewards? +

Firestone Complete Auto Care is classified under MCC 7538 (Automotive Service Shops). Most cards do not have a dedicated bonus category for this MCC, so purchases will earn base rewards (typically 1–1.5x). A flat-rate card is the most predictable choice here.

What is the difference between MCC 7538 and MCC 5832? +

MCC 7538 (Automotive Service Shops) and MCC 5832 (Antique Shops – Sales, Repairs, and Restoration Services) are both in the other category but cover distinct merchant types. MCC 7538 is used for automotive service shops businesses, while MCC 5832 is assigned to antique shops – sales, repairs, and restoration services merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure