MCC 5945

What MCC Code Does Jo-Ann Fabrics Use?

Plus: the best credit cards to use at Jo-Ann Fabrics for maximum rewards in 2026.

By PointsPick Team, Credit Card Research Team  ·  Updated April 2026

Quick Answer

Jo-Ann Fabrics uses MCC code 5945 (Hobby, Toy, and Game Shops). The best credit card is the Signify Business Cash, earning 2x rewards on this category.

Best Credit Cards at Jo-Ann Fabrics

Jo-Ann Fabrics transactions are processed under MCC 5945 (Hobby, Toy, and Game Shops, category: retail). These cards earn the highest rewards:

Card Earning Rate Annual Fee Issuer
Signify Business Cash 2x No annual fee Wells Fargo Apply Now
Active Cash 2x No annual fee Wells Fargo Apply Now
Freedom Unlimited 2x No annual fee Chase Apply Now

Rates and fees as of April 2026. Verify with issuer before applying.

Quick Reference

All cards for MCC 5945 Jo-Ann Fabrics merchant page MCC lookup tool Best credit cards

Frequently Asked Questions

What MCC code does Jo-Ann Fabrics use?

Jo-Ann Fabrics uses MCC code 5945, which is classified as "Hobby, Toy, and Game Shops". This determines which credit card bonus categories apply to purchases at Jo-Ann Fabrics.

What is the best credit card to use at Jo-Ann Fabrics?

The best credit card at Jo-Ann Fabrics is the Signify Business Cash, which earns 2x points/miles on purchases coded as MCC 5945 (Hobby, Toy, and Game Shops).

Does Jo-Ann Fabrics qualify for grocery credit card bonuses?

Jo-Ann Fabrics uses MCC 5945 (Hobby, Toy, and Game Shops). This means purchases at Jo-Ann Fabrics do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).