MCC 5945 covers HOBBY, TOY, AND GAME SHOPS merchants, classified under retail. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or retail category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Toys 'R' Us, Lego Stores, and American Girl use MCC 5945. Purchases like building blocks, dolls, and board games get coded here.
Cardholders often think video game purchases at stores like GameStop are coded as 5945 when they're actually under a different category.
MCC 5945 stands for Hobby, Toy, and Game Shops. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the retail category. Our database tracks 4 merchants with this code.
Merchants classified under MCC 5945 (Hobby, Toy, and Game Shops) operate in the retail sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include Hobby Lobby, Jo-Ann Fabrics, JOANN, Michaels.
MCC 5945 (Hobby, Toy, and Game Shops) is not currently a dedicated bonus category for most major credit cards. For retail spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5945 (Hobby, Toy, and Game Shops). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for retail spending.
MCC 5945 covers 4 merchants in our database, including Hobby Lobby, Jo-Ann Fabrics, JOANN, Michaels. All purchases at these merchants post as 'Hobby, Toy, and Game Shops' and trigger retail category bonus rates on eligible credit cards.
Hobby Lobby is classified under MCC 5945 (Hobby, Toy, and Game Shops). Most cards do not have a dedicated bonus category for this MCC, so purchases will earn base rewards (typically 1–1.5x). A flat-rate card is the most predictable choice here.
MCC 5945 (Hobby, Toy, and Game Shops) and MCC 5013 (Motor vehicle supplies and new parts) are both in the retail category but cover distinct merchant types. MCC 5945 is used for hobby, toy, and game shops businesses, while MCC 5013 is assigned to motor vehicle supplies and new parts merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.