Plus: the best credit cards to use at Lululemon for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Lululemon uses MCC code 5621 (Women’s Ready-to-Wear Stores). The best credit card is the Signify Business Cash, earning 2x rewards on this category.
Lululemon transactions are processed under MCC 5621 (Women’s Ready-to-Wear Stores, category: apparel). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Signify Business Cash | 2x | No annual fee | Wells Fargo | Apply Now |
| Active Cash | 2x | No annual fee | Wells Fargo | Apply Now |
| Freedom Unlimited | 2x | No annual fee | Chase | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Lululemon uses MCC code 5621, which is classified as "Women’s Ready-to-Wear Stores". This determines which credit card bonus categories apply to purchases at Lululemon.
The best credit card at Lululemon is the Signify Business Cash, which earns 2x points/miles on purchases coded as MCC 5621 (Women’s Ready-to-Wear Stores).
Lululemon uses MCC 5621 (Women’s Ready-to-Wear Stores). This means purchases at Lululemon do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).