MCC 5621 covers WOMEN’S READY-TO-WEAR STORES merchants, classified under apparel. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or apparel category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Popular stores like H&M, Zara, and Forever 21 use MCC 5621. Purchases of women's clothing such as dresses, tops, and jeans are coded here.
Cardholders might be surprised to find men’s clothing purchases at the same stores don't qualify under this code.
MCC 5621 stands for Women’s Ready-to-Wear Stores. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the apparel category. Our database tracks 31 merchants with this code.
Merchants classified under MCC 5621 (Women’s Ready-to-Wear Stores) operate in the apparel sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include Abercrombie & Fitch, Adidas, American Eagle, Anthropologie.
MCC 5621 (Women’s Ready-to-Wear Stores) is not currently a dedicated bonus category for most major credit cards. For apparel spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5621 (Women’s Ready-to-Wear Stores). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for apparel spending.
MCC 5621 covers 31 merchants in our database, including Abercrombie & Fitch, Adidas, American Eagle, Anthropologie, and 27 more. All purchases at these merchants post as 'Women’s Ready-to-Wear Stores' and trigger apparel category bonus rates on eligible credit cards.
Abercrombie & Fitch is classified under MCC 5621 (Women’s Ready-to-Wear Stores). Most cards do not have a dedicated bonus category for this MCC, so purchases will earn base rewards (typically 1–1.5x). A flat-rate card is the most predictable choice here.
MCC 5621 (Women’s Ready-to-Wear Stores) and MCC 5611 (Men’s and Boy’s Clothing and Accessories Stores) are both in the apparel category but cover distinct merchant types. MCC 5621 is used for women’s ready-to-wear stores businesses, while MCC 5611 is assigned to men’s and boy’s clothing and accessories stores merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.