MCC 7538

What MCC Code Does Midas Use?

Plus: the best credit cards to use at Midas for maximum rewards in 2026.

By PointsPick Team, Credit Card Research Team  ·  Updated April 2026

Quick Answer

Midas uses MCC code 7538 (Automotive Service Shops). The best credit card is the Signify Business Cash, earning 2x rewards on this category.

Best Credit Cards at Midas

Midas transactions are processed under MCC 7538 (Automotive Service Shops, category: other). These cards earn the highest rewards:

Card Earning Rate Annual Fee Issuer
Signify Business Cash 2x No annual fee Wells Fargo Apply Now
Active Cash 2x No annual fee Wells Fargo Apply Now
Freedom Unlimited 2x No annual fee Chase Apply Now

Rates and fees as of April 2026. Verify with issuer before applying.

Quick Reference

All cards for MCC 7538 Midas merchant page MCC lookup tool Best credit cards

Frequently Asked Questions

What MCC code does Midas use?

Midas uses MCC code 7538, which is classified as "Automotive Service Shops". This determines which credit card bonus categories apply to purchases at Midas.

What is the best credit card to use at Midas?

The best credit card at Midas is the Signify Business Cash, which earns 2x points/miles on purchases coded as MCC 7538 (Automotive Service Shops).

Does Midas qualify for grocery credit card bonuses?

Midas uses MCC 7538 (Automotive Service Shops). This means purchases at Midas do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).