MCC 5621

What MCC Code Does Nike Use?

Plus: the best credit cards to use at Nike for maximum rewards in 2026.

By PointsPick Team, Credit Card Research Team  ·  Updated April 2026

Quick Answer

Nike uses MCC code 5621 (Women’s Ready-to-Wear Stores). The best credit card is the Signify Business Cash, earning 2x rewards on this category.

Best Credit Cards at Nike

Nike transactions are processed under MCC 5621 (Women’s Ready-to-Wear Stores, category: apparel). These cards earn the highest rewards:

Card Earning Rate Annual Fee Issuer
Signify Business Cash 2x No annual fee Wells Fargo Apply Now
Active Cash 2x No annual fee Wells Fargo Apply Now
Freedom Unlimited 2x No annual fee Chase Apply Now

Rates and fees as of April 2026. Verify with issuer before applying.

Quick Reference

All cards for MCC 5621 Nike merchant page MCC lookup tool Best credit cards

Frequently Asked Questions

What MCC code does Nike use?

Nike uses MCC code 5621, which is classified as "Women’s Ready-to-Wear Stores". This determines which credit card bonus categories apply to purchases at Nike.

What is the best credit card to use at Nike?

The best credit card at Nike is the Signify Business Cash, which earns 2x points/miles on purchases coded as MCC 5621 (Women’s Ready-to-Wear Stores).

Does Nike qualify for grocery credit card bonuses?

Nike uses MCC 5621 (Women’s Ready-to-Wear Stores). This means purchases at Nike do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).