Plus: the best credit cards to use at Sally Beauty for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Sally Beauty uses MCC code 5977 (Cosmetic Stores). The best credit card is the Signify Business Cash, earning 2x rewards on this category.
Sally Beauty transactions are processed under MCC 5977 (Cosmetic Stores, category: retail). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Signify Business Cash | 2x | No annual fee | Wells Fargo | Apply Now |
| Active Cash | 2x | No annual fee | Wells Fargo | Apply Now |
| Freedom Unlimited | 2x | No annual fee | Chase | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Sally Beauty uses MCC code 5977, which is classified as "Cosmetic Stores". This determines which credit card bonus categories apply to purchases at Sally Beauty.
The best credit card at Sally Beauty is the Signify Business Cash, which earns 2x points/miles on purchases coded as MCC 5977 (Cosmetic Stores).
Sally Beauty uses MCC 5977 (Cosmetic Stores). This means purchases at Sally Beauty do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).