MCC 5977 covers COSMETIC STORES merchants, classified under retail. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or retail category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
MAC, Sephora, and Ulta are well-known cosmetic stores using MCC 5977. Purchases of makeup, skincare, and hair care products at these retailers fall under this category.
Cardholders often误以为所有与美容相关的服务和产品都会归类到这里，但如头发护理或皮肤治疗等专业服务实际使用不同的MCC。
MCC 5977 stands for Cosmetic Stores. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the retail category. Our database tracks 5 merchants with this code.
Merchants classified under MCC 5977 (Cosmetic Stores) operate in the retail sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include Bath & Body Works, MAC Cosmetics, Sally Beauty, Sephora.
MCC 5977 (Cosmetic Stores) is not currently a dedicated bonus category for most major credit cards. For retail spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5977 (Cosmetic Stores). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for retail spending.
MCC 5977 covers 5 merchants in our database, including Bath & Body Works, MAC Cosmetics, Sally Beauty, Sephora, and 1 more. All purchases at these merchants post as 'Cosmetic Stores' and trigger retail category bonus rates on eligible credit cards.
Bath & Body Works is classified under MCC 5977 (Cosmetic Stores). Most cards do not have a dedicated bonus category for this MCC, so purchases will earn base rewards (typically 1–1.5x). A flat-rate card is the most predictable choice here.
MCC 5977 (Cosmetic Stores) and MCC 5013 (Motor vehicle supplies and new parts) are both in the retail category but cover distinct merchant types. MCC 5977 is used for cosmetic stores businesses, while MCC 5013 is assigned to motor vehicle supplies and new parts merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.