Atmos Rewards Business vs Premium Rewards
Atmos Rewards Business
$95/yr
6.5/10
VS
Premium Rewards
$95/yr
7.5/10
Quick Answer
Atmos Rewards Business charges $95/yr with 1X base rewards. Premium Rewards charges $95/yr with 1X base rewards. Atmos Rewards Business offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Atmos Rewards Business
Lower annual fee ($95 vs $95)
Rewards Earning
Premium Rewards
3 earning categories
Benefits & Protection
Premium Rewards
5 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Premium Rewards edges ahead
Better rewards and benefits at the same fee level.
Apply for Premium RewardsPREMIUM PICK
Atmos Rewards Business is a strong alternative
Competitive features make it worth considering.
Apply for Atmos Rewards BusinessRewards Earning: Detailed Comparison
Atmos Rewards Business
| Sustainable brands | 4.0X |
| Everything else | 2.0X |
Premium Rewards
| Travel purchases | 2.0X |
| Dining | 2.0X |
| Everything else | 1.5X |
Card Benefits: Detailed Comparison
Atmos Rewards Business (0 benefits)
See full review for benefits details.
Premium Rewards (5 benefits)
- Trip Cancellation and Interruption Insurance (up to $2,500)
- Trip Delay Reimbursement
- Auto Rental Collision Damage Waiver
- Purchase Protection (up to $1,000)
- Extended Warranty