Autograph vs Hilton Honors

Autograph
$0/yr
7.5/10
VS

Hilton Honors
$0/yr
7.5/10
Quick Answer
Autograph charges no annual fee with 1X base rewards. Hilton Honors charges no annual fee with 1X base rewards. Autograph offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Autograph
Lower annual fee ($0 vs $0)
Rewards Earning
Autograph
7 earning categories
Benefits & Protection
Autograph
6 benefits vs 0
Flexibility
Hilton Honors
Transferable points to airline/hotel partners
PREMIUM PICK
Hilton Honors is a strong alternative
Competitive features make it worth considering.
Apply for Hilton HonorsRewards Earning: Detailed Comparison
Autograph
| Restaurants | 3.0X |
| Travel | 3.0X |
| Gas stations | 3.0X |
| Transit | 3.0X |
| Streaming | 3.0X |
| Phone plans | 3.0X |
| Everything else | 1.0X |
Hilton Honors
| Hilton hotels | 7.0X |
| US restaurants | 5.0X |
| US supermarkets | 5.0X |
| US gas stations | 5.0X |
| Everything else | 3.0X |
Card Benefits: Detailed Comparison
Autograph (6 benefits)
- Auto Rental Collision Damage Waiver
- Purchase Security (up to $1,000)
- Extended Warranty Protection
- Cell Phone Protection (up to $600)
- Travel Accident Insurance (up to $250,000)
- Visa Roadside Dispatch
Hilton Honors (0 benefits)
See full review for benefits details.