Autograph vs Ink Business Premier
Autograph
$0/yr
7.5/10
VS
Ink Business Premier
$195/yr
6.0/10
Quick Answer
Autograph charges no annual fee with 1X base rewards. Ink Business Premier charges $195/yr with 1X base rewards. Autograph offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Autograph →
PointsPick may earn a commission. Disclosure
Apply for Ink Business Premier →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Autograph
Lower annual fee ($0 vs $195)
Rewards Earning
Autograph
7 earning categories
Benefits & Protection
Autograph
6 benefits vs 0
Statement Credits
Ink Business Premier
$300 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Autograph wins for most people
The $195 fee difference is hard to justify unless you maximize premium benefits.
Apply for AutographPREMIUM PICK
Ink Business Premier wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Ink Business PremierRewards Earning: Detailed Comparison
Autograph
| Restaurants | 3.0X |
| Travel | 3.0X |
| Gas stations | 3.0X |
| Transit | 3.0X |
| Streaming | 3.0X |
| Phone plans | 3.0X |
| Everything else | 1.0X |
Ink Business Premier
| Everything | 2.0X |
| Purchases of $5,000+ | 2.5X |
| Travel (Chase Travel) | 5.0X |
Card Benefits: Detailed Comparison
Autograph (6 benefits)
- Auto Rental Collision Damage Waiver
- Purchase Security (up to $1,000)
- Extended Warranty Protection
- Cell Phone Protection (up to $600)
- Travel Accident Insurance (up to $250,000)
- Visa Roadside Dispatch
Ink Business Premier (0 benefits)
See full review for benefits details.