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HomeBest Credit CardsBest for Chase Cards

Best Credit Cards for Chase Cards (March 2026)

Ranked by actual rewards rates at chase cards merchants. 15 cards tested.
Updated March 11, 2026·PointsPick Data Team
Data verified March 2026 · Methodology
Quick Answer

The best credit card for chase cards in 2026 is the Freedom Unlimited ($0/yr annual fee). We compared 15 cards across rewards rates, fees, and benefits to find the top picks.

Top 15 Cards Compared

#1
Freedom Unlimited
Chase ·
7.5
5x Best Rate$0/yr fee$200 cash back
Freedom Unlimited earns 1.5% on all purchases, with no annual fee, plus a $200 cash back signup bonus.
Apply Now
Rewards Rate
5xChase Travel Purchases
3xDining Including Takeout And Delivery
3xDrugstore Purchases
2xEverything Else
1.5xAll other purchases
Intro Offer
$200 cash back
Annual Fee
$0
Foreign Fee
3%
Transfer Partners
No
Why we picked it: Freedom Unlimited earns 1.5% on all purchases, with no annual fee, plus a $200 cash back signup bonus.
Pros
  • 1.5% flat rate on all purchases
  • No annual fee
  • $200 cash back signup bonus
Cons
  • 3% foreign transaction fee
  • No point transfer partners
Apply Now Full Review →
#2
Freedom Flex
Runner Up
Chase ·
7.5
5x Best Rate$0/yr feeNo FTF$200 cash back
Freedom Flex with no annual fee, no foreign transaction fee, plus a $200 cash back signup bonus.
Apply Now
Rewards Rate
5xQuarterly 5% Categories
5xChase Travel Purchases
3xDining Including Takeout And Delivery
3xDrugstore Purchases
1.0xAll other purchases
Intro Offer
$200 cash back
Annual Fee
$0
Foreign Fee
None
Transfer Partners
No
Why we picked it: Freedom Flex with no annual fee, no foreign transaction fee, plus a $200 cash back signup bonus.
Pros
  • No annual fee
  • No foreign transaction fee
  • $200 cash back signup bonus
Cons
  • No point transfer partners
Apply Now Full Review →
#3
Ink Business Unlimited
Chase ·
7.0
2x Best Rate$0/yr feeNo FTF$750 cash back
Ink Business Unlimited with no annual fee, no foreign transaction fee, plus a $750 cash back signup bonus.
Apply Now
Rewards Rate
2xEverything
1.0xAll other purchases
Intro Offer
$750 cash back
Annual Fee
$0
Foreign Fee
None
Transfer Partners
No
Why we picked it: Ink Business Unlimited with no annual fee, no foreign transaction fee, plus a $750 cash back signup bonus.
Pros
  • No annual fee
  • No foreign transaction fee
  • $750 cash back signup bonus
Cons
  • No point transfer partners
Apply Now Full Review →
#4
Amazon Prime
Chase ·
7.0
5x Best Rate$0/yr feeNo FTF
Amazon Prime with no annual fee, no foreign transaction fee.
Apply Now
Rewards Rate
5xAmazon & Whole Foods Market
2xRestaurants
2xGas Stations
2xLocal Transit & Commuting
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$0
Foreign Fee
None
Transfer Partners
No
Why we picked it: Amazon Prime with no annual fee, no foreign transaction fee.
Pros
  • No annual fee
  • No foreign transaction fee
Cons
  • No point transfer partners
  • No signup bonus
Apply Now Full Review →
#5
Disney
Chase ·
7.0
2x Best Rate$0/yr feeNo FTF
Disney with no annual fee, no foreign transaction fee.
Apply Now
Rewards Rate
2xDisney Purchases
1xEverything Else
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$0
Foreign Fee
None
Transfer Partners
No
Why we picked it: Disney with no annual fee, no foreign transaction fee.
Pros
  • No annual fee
  • No foreign transaction fee
Cons
  • No point transfer partners
  • No signup bonus
Apply Now Full Review →
#6
IHG Traveler
Chase ·
7.0
5x Best Rate$0/yr feeNo FTF
IHG Traveler with no annual fee, no foreign transaction fee.
Apply Now
Rewards Rate
5xIhg Hotels & Resorts
3xDining
3xGas Stations
3xGroceries
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$0
Foreign Fee
None
Transfer Partners
No
Why we picked it: IHG Traveler with no annual fee, no foreign transaction fee.
Pros
  • No annual fee
  • No foreign transaction fee
Cons
  • No point transfer partners
  • No signup bonus
Apply Now Full Review →
#7
Ink Business Cash
Chase ·
7.0
5x Best Rate$0/yr feeNo FTF
Ink Business Cash with no annual fee, no foreign transaction fee.
Apply Now
Rewards Rate
5xInternet, Cable, Phone Services
5xOffice Supply Stores
2xGas Stations
2xRestaurants
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$0
Foreign Fee
None
Transfer Partners
No
Why we picked it: Ink Business Cash with no annual fee, no foreign transaction fee.
Pros
  • No annual fee
  • No foreign transaction fee
Cons
  • No point transfer partners
  • No signup bonus
Apply Now Full Review →
#8
Ink Business Preferred
Chase ·
8.0
3x Best Rate$95/yrNo FTF100,000 points
Ink Business Preferred for just $95/yr, no foreign transaction fee, plus a 100,000 points signup bonus.
Apply Now
Rewards Rate
3xShipping Purchases
3xSocial Media And Search Engine Advertising
3xInternet, Cable, And Phone Services
3xTravel
1.0xAll other purchases
Intro Offer
100,000 points
Annual Fee
$95/yr
Foreign Fee
None
Transfer Partners
Yes
Why we picked it: Ink Business Preferred for just $95/yr, no foreign transaction fee, plus a 100,000 points signup bonus.
Pros
  • Low $95/yr annual fee
  • No foreign transaction fee
  • Transferable points to travel partners
Cons
  • $95/yr annual fee
Apply Now Full Review →
#9
Marriott Bonvoy Bold
Chase ·
7.5
3x Best Rate$0/yr feeNo FTF
Marriott Bonvoy Bold with no annual fee, no foreign transaction fee.
Apply Now
Rewards Rate
3xMarriott Bonvoy Hotels
2xTravel
1xEverything Else
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$0
Foreign Fee
None
Transfer Partners
Yes
Why we picked it: Marriott Bonvoy Bold with no annual fee, no foreign transaction fee.
Pros
  • No annual fee
  • No foreign transaction fee
  • Transferable points to travel partners
Cons
  • No signup bonus
Apply Now Full Review →
#10
Sapphire Preferred
Chase ·
8.0
5x Best Rate$95/yrNo FTF75,000 points
Sapphire Preferred for just $95/yr, no foreign transaction fee, plus a 75,000 points signup bonus.
Apply Now
Rewards Rate
5xTravel Via Chase Portal
3xDining
3xOnline Grocery
3xStreaming
1.0xAll other purchases
Intro Offer
75,000 points
Annual Fee
$95/yr
Foreign Fee
None
Transfer Partners
Yes
Why we picked it: Sapphire Preferred for just $95/yr, no foreign transaction fee, plus a 75,000 points signup bonus.
Pros
  • Low $95/yr annual fee
  • No foreign transaction fee
  • Transferable points to travel partners
Cons
  • $95/yr annual fee
Apply Now Full Review →
#11
United Gateway
Chase ·
7.0
2x Best Rate$0/yr feeNo FTF
United Gateway with no annual fee, no foreign transaction fee.
Apply Now
Rewards Rate
2xUnited Airlines Purchases
2xGas Stations
2xLocal Transit & Commuting
1xEverything Else
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$0
Foreign Fee
None
Transfer Partners
No
Why we picked it: United Gateway with no annual fee, no foreign transaction fee.
Pros
  • No annual fee
  • No foreign transaction fee
Cons
  • No point transfer partners
  • No signup bonus
Apply Now Full Review →
#12
Aer Lingus Signature
Chase ·
6.5
3x Best Rate$95/yrNo FTF
Aer Lingus Signature for just $95/yr, no foreign transaction fee.
Apply Now
Rewards Rate
3xAer Lingus, British Airways, Iberia, Vueling
2xHotels
1xEverything Else
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$95/yr
Foreign Fee
None
Transfer Partners
No
Why we picked it: Aer Lingus Signature for just $95/yr, no foreign transaction fee.
Pros
  • Low $95/yr annual fee
  • No foreign transaction fee
Cons
  • $95/yr annual fee
  • No point transfer partners
Apply Now Full Review →
#13
Aeroplan
Chase ·
6.5
3x Best Rate$95/yrNo FTF
Aeroplan for just $95/yr, no foreign transaction fee.
Apply Now
Rewards Rate
3xAir Canada Purchases
3xDining
3xGrocery Stores
1xEverything Else
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$95/yr
Foreign Fee
None
Transfer Partners
No
Why we picked it: Aeroplan for just $95/yr, no foreign transaction fee.
Pros
  • Low $95/yr annual fee
  • No foreign transaction fee
Cons
  • $95/yr annual fee
  • No point transfer partners
Apply Now Full Review →
#14
British Airways Signature
Chase ·
6.5
3x Best Rate$95/yrNo FTF
British Airways Signature for just $95/yr, no foreign transaction fee.
Apply Now
Rewards Rate
3xBritish Airways, Iberia, Aer Lingus, Vueling
2xHotels
1xEverything Else
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$95/yr
Foreign Fee
None
Transfer Partners
No
Why we picked it: British Airways Signature for just $95/yr, no foreign transaction fee.
Pros
  • Low $95/yr annual fee
  • No foreign transaction fee
Cons
  • $95/yr annual fee
  • No point transfer partners
Apply Now Full Review →
#15
Disney Premier
Chase ·
6.5
2x Best Rate$49/yrNo FTF
Disney Premier for just $49/yr, no foreign transaction fee.
Apply Now
Rewards Rate
2xDisney Direct Purchases
1xEverything Else
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$49/yr
Foreign Fee
None
Transfer Partners
No
Why we picked it: Disney Premier for just $49/yr, no foreign transaction fee.
Pros
  • Low $49/yr annual fee
  • No foreign transaction fee
Cons
  • No point transfer partners
  • No signup bonus
Apply Now Full Review →

Top 5 Picks in Detail

#1. Freedom Unlimited

The Freedom Unlimited from Chase earns 1.5x on all purchases with no annual fee, plus $200 cash back welcome bonus.

Read Full Review →Apply Now →

#2. Freedom Flex

The Freedom Flex from Chase earns 1.0x base rate with no annual fee, plus $200 cash back welcome bonus.

Read Full Review →Apply Now →

#3. Ink Business Unlimited

The Ink Business Unlimited from Chase earns 1.0x base rate with no annual fee, plus $750 cash back welcome bonus.

Read Full Review →Apply Now →

#4. Amazon Prime

The Amazon Prime from Chase earns 1.0x base rate with no annual fee.

Read Full Review →Apply Now →

#5. Disney

The Disney from Chase earns 1.0x base rate with no annual fee.

Read Full Review →Apply Now →

Our Methodology

Our chase cards rankings are based on 15 data points across reward rates, annual fees, signup bonuses, and cardholder benefits. We pull data from 35+ independent verified sources including official card terms, issuer disclosures, and industry databases. Rankings are computed algorithmically with no affiliate influence on card placement or scoring. Cards are re-evaluated monthly as terms change. For the full breakdown of our scoring model, see our methodology page.

Frequently Asked Questions

What is the best credit card for chase cards in 2026?
The Freedom Unlimited is our top-ranked card for chase cards in 2026, earning 1.5X rewards with a $0/yr annual fee. We compared 15 qualifying cards based on category-specific bonus rates, annual fees, and cardholder benefits.
How did you rank these chase cards credit cards?
We ranked 15 cards by their actual category-specific bonus rate using data from 35+ verified sources. Cards earning higher rewards in chase cards rank higher. We also factor in annual fees, signup bonuses, and cardholder benefits.
Is there a no-annual-fee card for chase cards?
Yes — the Freedom Unlimited is the top no-annual-fee option for chase cards in our rankings.
How often are these rankings updated?
Rankings update automatically when card terms change. Data last verified: March 11, 2026.
PointsPick may earn a commission when you apply through our links. Full disclosure
This ranking draws on data from 35+ independent sources. Rankings are data-driven with no affiliate influence on placement. Last verified on March 11, 2026. Full methodology: www.pointspick.com/methodology.