Autograph vs Bilt
Autograph
$0/yr
7.5/10
VS
Bilt
$0/yr
7.5/10
Quick Answer
Autograph charges no annual fee with 1X base rewards. Bilt charges no annual fee with 1X base rewards. Autograph offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
Apply for Autograph →
PointsPick may earn a commission. Disclosure
Apply for Bilt →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Autograph
Lower annual fee ($0 vs $0)
Rewards Earning
Autograph
7 earning categories
Benefits & Protection
Autograph
6 benefits vs 4
Flexibility
Bilt
Transferable points to airline/hotel partners
PREMIUM PICK
Bilt is a strong alternative
Competitive features make it worth considering.
Apply for BiltRewards Earning: Detailed Comparison
Autograph
| Restaurants | 3.0X |
| Travel | 3.0X |
| Gas stations | 3.0X |
| Transit | 3.0X |
| Streaming | 3.0X |
| Phone plans | 3.0X |
| Everything else | 1.0X |
Bilt
| Dining on Rent Day | 3.0X |
| Travel | 2.0X |
| Rent payments | 1.0X |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Autograph (6 benefits)
- Auto Rental Collision Damage Waiver
- Purchase Security (up to $1,000)
- Extended Warranty Protection
- Cell Phone Protection (up to $600)
- Travel Accident Insurance (up to $250,000)
- Visa Roadside Dispatch
Bilt (4 benefits)
- Trip Cancellation and Interruption Insurance (up to $5,000)
- Purchase Assurance (up to $10,000)
- Extended Warranty
- Cell Phone Protection (up to $800)