British Airways Signature vs Southwest Performance Business

British Airways Signature
$95/yr
6.5/10
VS

Southwest Performance Business
$299/yr
6.0/10
Quick Answer
British Airways Signature charges $95/yr with 1X base rewards. Southwest Performance Business charges $299/yr with 1X base rewards. British Airways Signature offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
British Airways Signature
Lower annual fee ($95 vs $299)
Rewards Earning
Southwest Performance Business
6 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
Southwest Performance Business
$720 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
British Airways Signature wins for most people
The $204 fee difference is hard to justify unless you maximize premium benefits.
Apply for British Airways SignaturePREMIUM PICK
Southwest Performance Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Southwest Performance BusinessRewards Earning: Detailed Comparison
British Airways Signature
| British Airways, Iberia, Aer Lingus, Vueling | 3.0X |
| Hotels | 2.0X |
| Everything else | 1.0X |
Southwest Performance Business
| Southwest purchases | 4.0X |
| Hotel & car rental partners | 3.0X |
| Rideshare | 2.0X |
| Streaming services | 2.0X |
| Internet, cable, phone | 2.0X |
| Everything else | 1.0X |