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British Airways Signature vs Southwest Performance Business

British Airways Signature

British Airways Signature

$95/yr
6.5/10
VS
Southwest Performance Business

Southwest Performance Business

$299/yr
6.0/10
Quick Answer

British Airways Signature charges $95/yr with 1X base rewards. Southwest Performance Business charges $299/yr with 1X base rewards. British Airways Signature offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for British Airways Signature →
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Category
British Airways Signature
Southwest Performance Business
Annual Fee
$95 ✓
$299
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

British Airways Signature
Lower annual fee ($95 vs $299)

Rewards Earning

Southwest Performance Business
6 earning categories

Benefits & Protection

See card details
Visit each card's review for full benefits list

Statement Credits

Southwest Performance Business
$720 in annual credits

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

British Airways Signature wins for most people

The $204 fee difference is hard to justify unless you maximize premium benefits.

Apply for British Airways Signature
PREMIUM PICK

Southwest Performance Business wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Southwest Performance Business

Rewards Earning: Detailed Comparison

British Airways Signature

British Airways, Iberia, Aer Lingus, Vueling3.0X
Hotels2.0X
Everything else1.0X

Southwest Performance Business

Southwest purchases4.0X
Hotel & car rental partners3.0X
Rideshare2.0X
Streaming services2.0X
Internet, cable, phone2.0X
Everything else1.0X
Read British Airways Signature Review →Read Southwest Performance Business Review →