Sapphire Reserve Business vs Southwest Performance Business
Sapphire Reserve Business
$795/yr
5.5/10
VS
Southwest Performance Business
$299/yr
6.0/10
Quick Answer
Sapphire Reserve Business charges $795/yr with 1X base rewards. Southwest Performance Business charges $299/yr with 1X base rewards. Southwest Performance Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Southwest Performance Business
Lower annual fee ($795 vs $299)
Rewards Earning
Southwest Performance Business
6 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
Southwest Performance Business
$720 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Southwest Performance Business wins for most people
The $496 fee difference is hard to justify unless you maximize premium benefits.
Apply for Southwest Performance BusinessPREMIUM PICK
Sapphire Reserve Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Sapphire Reserve BusinessRewards Earning: Detailed Comparison
Sapphire Reserve Business
| Hotels & car rentals (Chase Travel) | 10.0X |
| Flights (Chase Travel) | 5.0X |
| Dining | 4.0X |
| All other travel | 3.0X |
| Everything else | 1.0X |
Southwest Performance Business
| Southwest purchases | 4.0X |
| Hotel & car rental partners | 3.0X |
| Rideshare | 2.0X |
| Streaming services | 2.0X |
| Internet, cable, phone | 2.0X |
| Everything else | 1.0X |