Cardless Qatar Signature Review 2026
EDITOR'S PICKUpdated Feb 16, 2026·CardStack Data Team
Quick Answer
The Cardless Qatar Signature earns X on all purchases with a $99 annual fee.
2.5/5
Overall
3.0/5
Value
CompareCardless Qatar Signature vs Delta SkyMiles Blue·Cardless Qatar Signature vs Blue Business Cash·Cardless Qatar Signature vs Blue Business Plus·Cardless Qatar Signature vs Blue Cash Everyday·Cardless Qatar Signature vs Cash Magnet
Rewards Structure
| Category | Rate | Effective ¢/$ | MCCs |
|---|---|---|---|
| Everything Else | 1X pts/$ | 1.00¢ | All |
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Benefits
Effective Annual Fee
Annual fee–$99
Net annual cost–$99 effective cost
Financial disclaimer: CardStack is not a financial advisor. Credit card terms, APRs, and fees are set by FIRST and subject to change. Verify all information on the issuer's website before applying.
Strengths and Weaknesses
Strengths
- No foreign transaction fees
Weaknesses
- $99 annual fee
- 1X base rate on non-bonus spending
Who This Card Is For
International Travelers
No foreign transaction fees
Value Seekers
Strong rewards relative to $99 fee
Frequently Asked Questions
Is the Cardless Qatar Signature worth $99/year?
For moderate spenders, generally yes. The Cardless Qatar Signature offers rewards and benefits that typically exceed the $99 annual fee for anyone who uses the bonus categories regularly.
What credit score is needed for the Cardless Qatar Signature?
Most successful applicants have a credit score of 670 or higher. Higher scores significantly improve approval odds.
Methodology
This review draws on data from 35+ independent sources including official product pages, the CFPB Credit Card Agreements Database, community approval datapoints, expert point valuation sources, and our proprietary MCC verification database. Rankings are data-driven with no affiliate influence on placement. Card terms were last verified on February 16, 2026. Full methodology: cardstack.co/methodology.