MCC 5813: Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques — Credit Card Bonus Rates
MCC 5813 covers DRINKING PLACES (ALCOHOLIC BEVERAGES), BARS, TAVERNS, COCKTAIL LOUNGES, NIGHTCLUBS AND DISCOTHEQUES merchants, classified under dining. The top card is Ink Business Cash earning 5X. 83 cards earn elevated rewards at these merchants. MCC Lookup Tool to find which cards earn bonus rewards here.
Real-World Examples: MCC 5813 Merchants
Bartenders at Joe's Bar, The Rusty Nail pub, and Club Vibe will process your card for drinks like beer, wine, or cocktails using MCC 5813.
When you swipe your credit card at any of these merchants, the transaction posts as MCC 5813 (drinking places (alcoholic beverages), bars, taverns, cocktail lounges, nightclubs and discotheques). Your card issuer uses this code to determine whether dining category bonuses apply — so knowing which merchants trigger this code helps you choose the right card before you spend.
MCC 5813 vs Similar Codes
Cardholders might be surprised that food purchases at these places don't qualify under this code; only alcoholic beverages do.
This distinction matters because different MCC codes can trigger different bonus rates on your credit card, even for similar types of merchants. Always check your transaction statement to confirm which MCC posted — some card issuers allow you to see the MCC in their app or online portal.
83 Cards That Earn Bonus on MCC 5813
Annual Rewards at MCC 5813 Merchants by Spending Level
How much you earn annually from drinking places (alcoholic beverages), bars, taverns, cocktail lounges, nightclubs and discotheques spending (MCC 5813), based on effective cashback value after accounting for point valuations:
Calculations assume 100% of spending qualifies at MCC 5813 merchants. Effective value uses current point valuations from our Points Calculator. Annual fee not deducted — see individual card reviews for net value after fee.
Merchants Using MCC 5813
Related MCC Codes
MCC 5813 (Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques) covers 27 merchants in our database. 83 credit cards earn elevated rewards on drinking places (alcoholic beverages), bars, taverns, cocktail lounges, nightclubs and discotheques transactions. The top earning rate is 5x from the Ink Business Cash.
Frequently Asked Questions
What is MCC code 5813? +
MCC 5813 stands for Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the dining category. Our database tracks 27 merchants with this code.
What types of businesses use MCC 5813? +
Merchants classified under MCC 5813 (Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques) operate in the dining sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include AMF Bowling Centers, Angry Orchard, Applebee's Bar, Bar Louie.
Which credit cards earn bonus rewards at MCC 5813 merchants? +
The top cards for MCC 5813 (Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques) are: Ink Business Cash (10x); Sapphire Reserve Business (8x); American Express® Gold Card (8x). These cards earn elevated rates specifically in the dining category. Use our card comparison above to see full bonus rates and annual fees.
How many credit cards earn bonus rewards at MCC 5813 merchants? +
83 credit cards in our database earn elevated rewards on MCC 5813 (Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques) purchases. The top rate is 10x from the Ink Business Cash. Use the card grid above to compare all rates and annual fees.
What merchants are classified under MCC 5813? +
MCC 5813 covers 27 merchants in our database, including AMF Bowling Centers, Angry Orchard, Applebee's Bar, Bar Louie, and 23 more. All purchases at these merchants post as 'Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques' and trigger dining category bonus rates on eligible credit cards.
Does AMF Bowling Centers count as dining for credit card rewards? +
Yes. AMF Bowling Centers is classified under MCC 5813 (Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques), which falls in the dining category. Cards with dining bonus categories will apply the elevated earn rate — the top option earns 10x at qualifying merchants in this code.
What is the difference between MCC 5813 and MCC 5811? +
MCC 5813 (Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques) and MCC 5811 (Caterers) are both in the dining category but cover distinct merchant types. MCC 5813 is used for drinking places (alcoholic beverages), bars, taverns, cocktail lounges, nightclubs and discotheques businesses, while MCC 5811 is assigned to caterers merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.