Custom Cash vs Double Cash
Custom Cash
$0/yr
7.5/10
VS
Double Cash
$0/yr
7.0/10
Quick Answer
Custom Cash charges no annual fee with 1X base rewards. Double Cash charges no annual fee with 1X base rewards. Custom Cash offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
Apply for Custom Cash →
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Winner by Category
Annual Fees
Custom Cash
Lower annual fee ($0 vs $0)
Rewards Earning
Custom Cash
2 earning categories
Benefits & Protection
Custom Cash
5 benefits vs 4
Statement Credits
Custom Cash
$96 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Custom Cash edges ahead
Better rewards and benefits at the same fee level.
Apply for Custom CashPREMIUM PICK
Double Cash is a strong alternative
Competitive features make it worth considering.
Apply for Double CashRewards Earning: Detailed Comparison
Custom Cash
| Top eligible category each billing cycle | 5.0X (up to $500) |
| Everything else | 1.0X |
Double Cash
| Everything (1% when you buy + 1% when you pay) | 2.0X |
| Hotels, car rentals, attractions (Citi Travel) | 5.0X |
Card Benefits: Detailed Comparison
Custom Cash (5 benefits)
- Trip Delay Protection (up to $200)
- Worldwide Car Rental Insurance
- Citi Purchase Protection (up to $1,000)
- Citi Extended Warranty (up to $10,000)
- Extended Warranty
Double Cash (4 benefits)
- Worldwide Trip Delay Protection (up to $200)
- Worldwide Car Rental Insurance
- Citi Purchase Protection (up to $1,000)
- Citi Extended Warranty (up to $10,000)