Customized Cash Rewards vs Double Cash
Customized Cash Rewards
$0/yr
7.0/10
VS
Double Cash
$0/yr
7.0/10
Quick Answer
Customized Cash Rewards charges no annual fee with 1X base rewards. Double Cash charges no annual fee with 1X base rewards. Customized Cash Rewards offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
Apply for Customized Cash Rewards →
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Winner by Category
Annual Fees
Customized Cash Rewards
Lower annual fee ($0 vs $0)
Rewards Earning
Customized Cash Rewards
3 earning categories
Benefits & Protection
Double Cash
4 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Customized Cash Rewards edges ahead
Better rewards and benefits at the same fee level.
Apply for Customized Cash RewardsPREMIUM PICK
Double Cash is a strong alternative
Competitive features make it worth considering.
Apply for Double CashRewards Earning: Detailed Comparison
Customized Cash Rewards
| Choice category (gas, dining, travel, etc.) | 3.0X (up to $2,500) |
| Grocery stores & wholesale clubs | 2.0X (up to $2,500) |
| Everything else | 1.0X |
Double Cash
| Everything (1% when you buy + 1% when you pay) | 2.0X |
| Hotels, car rentals, attractions (Citi Travel) | 5.0X |
Card Benefits: Detailed Comparison
Customized Cash Rewards (0 benefits)
See full review for benefits details.
Double Cash (4 benefits)
- Worldwide Trip Delay Protection (up to $200)
- Worldwide Car Rental Insurance
- Citi Purchase Protection (up to $1,000)
- Citi Extended Warranty (up to $10,000)