Discover it Secured vs Freedom Flex
Discover it Secured
$0/yr
7.0/10
VS
Freedom Flex
$0/yr
7.5/10
Quick Answer
Discover it Secured charges no annual fee with 1X base rewards. Freedom Flex charges no annual fee with 1X base rewards. Discover it Secured offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Discover it Secured
Lower annual fee ($0 vs $0)
Rewards Earning
Freedom Flex
5 earning categories
Benefits & Protection
Freedom Flex
7 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Freedom Flex edges ahead
Better rewards and benefits at the same fee level.
Apply for Freedom FlexPREMIUM PICK
Discover it Secured is a strong alternative
Competitive features make it worth considering.
Apply for Discover it SecuredRewards Earning: Detailed Comparison
Discover it Secured
| N/A | 2.0X |
| N/A | 2.0X |
Freedom Flex
| Quarterly 5% Categories | 5.0X (up to $1,500) |
| Chase Travel purchases | 5.0X |
| Dining including takeout and delivery | 3.0X |
| Drugstore purchases | 3.0X |
| All other purchases | 1.0X |
Card Benefits: Detailed Comparison
Discover it Secured (0 benefits)
See full review for benefits details.
Freedom Flex (7 benefits)
- Trip Cancellation/Interruption Insurance (up to $1,500)
- Auto Rental Collision Damage Waiver
- Auto Rental Coverage (Secondary)
- Purchase Protection (up to $500)
- Extended Warranty Protection
- Cell Phone Protection (up to $800)
- Travel Accident Insurance (up to $500,000)