Discover it Secured vs Ink Business Cash

Discover it Secured
$0/yr
7.0/10
VS

Ink Business Cash
$0/yr
7.0/10
Quick Answer
Discover it Secured charges no annual fee with 1X base rewards. Ink Business Cash charges no annual fee with 1X base rewards. Discover it Secured offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Discover it Secured
Lower annual fee ($0 vs $0)
Rewards Earning
Ink Business Cash
5 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Discover it Secured edges ahead
Better rewards and benefits at the same fee level.
Apply for Discover it SecuredPREMIUM PICK
Ink Business Cash is a strong alternative
Competitive features make it worth considering.
Apply for Ink Business CashRewards Earning: Detailed Comparison
Discover it Secured
| N/A | 2.0X |
| N/A | 2.0X |
Ink Business Cash
| Internet, cable, phone services | 5.0X (up to $25,000) |
| Office supply stores | 5.0X (up to $25,000) |
| Gas stations | 2.0X (up to $25,000) |
| Restaurants | 2.0X (up to $25,000) |
| Everything else | 1.0X |