Everyday Preferred vs Premium Rewards
Everyday Preferred
$95/yr
6.5/10
VS
Premium Rewards
$95/yr
7.5/10
Quick Answer
Everyday Preferred charges $95/yr with 1X base rewards. Premium Rewards charges $95/yr with 1X base rewards. Everyday Preferred offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Everyday Preferred
Lower annual fee ($95 vs $95)
Rewards Earning
Everyday Preferred
4 earning categories
Benefits & Protection
Premium Rewards
5 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Premium Rewards edges ahead
Better rewards and benefits at the same fee level.
Apply for Premium RewardsPREMIUM PICK
Everyday Preferred is a strong alternative
Competitive features make it worth considering.
Apply for Everyday PreferredRewards Earning: Detailed Comparison
Everyday Preferred
| US supermarkets | 3.0X (up to $6,000) |
| US gas stations | 2.0X |
| Everything else | 1.0X |
| 50% bonus (30+ purchases) | 1.0X |
Premium Rewards
| Travel purchases | 2.0X |
| Dining | 2.0X |
| Everything else | 1.5X |
Card Benefits: Detailed Comparison
Everyday Preferred (0 benefits)
See full review for benefits details.
Premium Rewards (5 benefits)
- Trip Cancellation and Interruption Insurance (up to $2,500)
- Trip Delay Reimbursement
- Auto Rental Collision Damage Waiver
- Purchase Protection (up to $1,000)
- Extended Warranty