Everyday Preferred vs Strata Premier
Everyday Preferred
$95/yr
6.5/10
VS
Strata Premier
$95/yr
8.0/10
Quick Answer
Everyday Preferred charges $95/yr with 1X base rewards. Strata Premier charges $95/yr with 1X base rewards. Everyday Preferred offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Everyday Preferred
Lower annual fee ($95 vs $95)
Rewards Earning
Strata Premier
6 earning categories
Benefits & Protection
Strata Premier
6 benefits vs 0
Flexibility
Strata Premier
Transferable points to airline/hotel partners
OUR PICK
Strata Premier edges ahead
Better rewards and benefits at the same fee level.
Apply for Strata PremierPREMIUM PICK
Everyday Preferred is a strong alternative
Competitive features make it worth considering.
Apply for Everyday PreferredRewards Earning: Detailed Comparison
Everyday Preferred
| US supermarkets | 3.0X (up to $6,000) |
| US gas stations | 2.0X |
| Everything else | 1.0X |
| 50% bonus (30+ purchases) | 1.0X |
Strata Premier
| Hotels/car rentals via Citi Travel | 10.0X |
| Dining | 3.0X |
| Supermarkets | 3.0X |
| Gas stations | 3.0X |
| Air travel | 3.0X |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Everyday Preferred (0 benefits)
See full review for benefits details.
Strata Premier (6 benefits)
- Trip Cancellation and Interruption Protection (up to $1,500)
- Trip Delay Protection (up to $500)
- Baggage Delay Protection (up to $100)
- Car Rental Collision Damage Waiver
- Citi Purchase Protection (up to $10,000)
- Extended Warranty