Hilton Honors Aspire vs Venture X
Hilton Honors Aspire
$550/yr
6.0/10
VS
Venture X
$395/yr
7.5/10
Quick Answer
Hilton Honors Aspire charges $550/yr with 1X base rewards. Venture X charges $395/yr with 1X base rewards. Venture X offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Hilton Honors Aspire →
PointsPick may earn a commission. Disclosure
Apply for Venture X →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Venture X
Lower annual fee ($550 vs $395)
Rewards Earning
Hilton Honors Aspire
5 earning categories
Benefits & Protection
Venture X
7 benefits vs 0
Statement Credits
Hilton Honors Aspire
$889 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Venture X wins for most people
The $155 fee difference is hard to justify unless you maximize premium benefits.
Apply for Venture XPREMIUM PICK
Hilton Honors Aspire wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Hilton Honors AspireRewards Earning: Detailed Comparison
Hilton Honors Aspire
| Hilton hotels | 14.0X |
| Flights (direct or amextravel.com) | 7.0X |
| Car rentals (direct) | 7.0X |
| US restaurants | 7.0X |
| Everything else | 3.0X |
Venture X
| Hotels and rental cars via Capital One Travel | 10.0X |
| Flights and vacation rentals via Capital One Travel | 5.0X |
| Capital One Entertainment | 5.0X |
| Everything else | 2.0X |
Card Benefits: Detailed Comparison
Hilton Honors Aspire (0 benefits)
See full review for benefits details.
Venture X (7 benefits)
- Trip Cancellation/Interruption (up to $2,000)
- Trip Delay Reimbursement (up to $500)
- Auto Rental Collision Coverage
- Purchase Protection (up to $500)
- Extended Warranty
- Capital One Lounge + Plaza Premium
- Global Entry/TSA PreCheck Credit (up to $100)