Hilton Honors Aspire vs Xbox
Hilton Honors Aspire
$550/yr
6.0/10
VS
Xbox
$0/yr
7.0/10
Quick Answer
Hilton Honors Aspire charges $550/yr with 1X base rewards. Xbox charges no annual fee with 1X base rewards. Xbox offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Xbox
Lower annual fee ($550 vs $0)
Rewards Earning
Hilton Honors Aspire
5 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
Hilton Honors Aspire
$889 in annual credits
Flexibility
Hilton Honors Aspire
Transferable points to airline/hotel partners
OUR PICK
Xbox wins for most people
The $550 fee difference is hard to justify unless you maximize premium benefits.
Apply for XboxPREMIUM PICK
Hilton Honors Aspire wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Hilton Honors AspireRewards Earning: Detailed Comparison
Hilton Honors Aspire
| Hilton hotels | 14.0X |
| Flights (direct or amextravel.com) | 7.0X |
| Car rentals (direct) | 7.0X |
| US restaurants | 7.0X |
| Everything else | 3.0X |
Xbox
| Xbox purchases | 5.0X |
| Dining, grocery, entertainment | 3.0X |
| Everything else | 1.0X |