Hilton Honors vs Schwab Investor

Hilton Honors
$0/yr
7.5/10
VS

Schwab Investor
$0/yr
7.0/10
Quick Answer
Hilton Honors charges no annual fee with 1X base rewards. Schwab Investor charges no annual fee with 1X base rewards. Hilton Honors offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Hilton Honors
Lower annual fee ($0 vs $0)
Rewards Earning
Hilton Honors
5 earning categories
Benefits & Protection
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Flexibility
Hilton Honors
Transferable points to airline/hotel partners
OUR PICK
Hilton Honors edges ahead
Better rewards and benefits at the same fee level.
Apply for Hilton HonorsPREMIUM PICK
Schwab Investor is a strong alternative
Competitive features make it worth considering.
Apply for Schwab InvestorRewards Earning: Detailed Comparison
Hilton Honors
| Hilton hotels | 7.0X |
| US restaurants | 5.0X |
| US supermarkets | 5.0X |
| US gas stations | 5.0X |
| Everything else | 3.0X |
Schwab Investor
| Everything | 1.5X |