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Hilton Honors vs United Gateway

Hilton Honors

Hilton Honors

$0/yr
7.5/10
VS
United Gateway

United Gateway

$0/yr
7.0/10
Quick Answer

Hilton Honors charges no annual fee with 1X base rewards. United Gateway charges no annual fee with 1X base rewards. Hilton Honors offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.

Apply for Hilton Honors →
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Category
Hilton Honors
United Gateway
Annual Fee
$0
$0
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Hilton Honors
Lower annual fee ($0 vs $0)

Rewards Earning

Hilton Honors
5 earning categories

Benefits & Protection

See card details
Visit each card's review for full benefits list

Flexibility

Hilton Honors
Transferable points to airline/hotel partners
OUR PICK

Hilton Honors edges ahead

Better rewards and benefits at the same fee level.

Apply for Hilton Honors
PREMIUM PICK

United Gateway is a strong alternative

Competitive features make it worth considering.

Apply for United Gateway

Rewards Earning: Detailed Comparison

Hilton Honors

Hilton hotels7.0X
US restaurants5.0X
US supermarkets5.0X
US gas stations5.0X
Everything else3.0X

United Gateway

United Airlines purchases2.0X
Gas stations2.0X
Local transit & commuting2.0X
Everything else1.0X
Read Hilton Honors Review →Read United Gateway Review →