IHG Premier vs Southwest Performance Business
IHG Premier
$99/yr
6.0/10
VS
Southwest Performance Business
$299/yr
6.0/10
Quick Answer
IHG Premier charges $99/yr with 1X base rewards. Southwest Performance Business charges $299/yr with 1X base rewards. IHG Premier offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
IHG Premier
Lower annual fee ($99 vs $299)
Rewards Earning
IHG Premier
6 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
Southwest Performance Business
$720 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
IHG Premier wins for most people
The $200 fee difference is hard to justify unless you maximize premium benefits.
Apply for IHG PremierPREMIUM PICK
Southwest Performance Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Southwest Performance BusinessRewards Earning: Detailed Comparison
IHG Premier
| IHG Hotels & Resorts | 10.0X |
| Travel (Chase Travel) | 5.0X |
| Dining | 3.0X |
| Gas stations | 3.0X |
| Groceries | 3.0X |
| Everything else | 1.0X |
Southwest Performance Business
| Southwest purchases | 4.0X |
| Hotel & car rental partners | 3.0X |
| Rideshare | 2.0X |
| Streaming services | 2.0X |
| Internet, cable, phone | 2.0X |
| Everything else | 1.0X |