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Ink Business Premier vs Pathfinder

Ink Business Premier

Ink Business Premier

$195/yr
6.0/10
VS
Pathfinder

Pathfinder

$95/yr
6.5/10
Quick Answer

Ink Business Premier charges $195/yr with 1X base rewards. Pathfinder charges $95/yr with 1X base rewards. Pathfinder offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Ink Business Premier →
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Apply for Pathfinder →
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Category
Ink Business Premier
Pathfinder
Annual Fee
$195
$95 ✓
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Pathfinder
Lower annual fee ($195 vs $95)

Rewards Earning

Ink Business Premier
3 earning categories

Benefits & Protection

See card details
Visit each card's review for full benefits list

Statement Credits

Ink Business Premier
$300 in annual credits

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Pathfinder wins for most people

The $100 fee difference is hard to justify unless you maximize premium benefits.

Apply for Pathfinder
PREMIUM PICK

Ink Business Premier wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Ink Business Premier

Rewards Earning: Detailed Comparison

Ink Business Premier

Everything2.0X
Purchases of $5,000+2.5X
Travel (Chase Travel)5.0X

Pathfinder

Travel & transit3.0X
Dining & grocery2.0X
Everything else1.0X
Read Ink Business Premier Review →Read Pathfinder Review →