Pathfinder vs Southwest Priority
Pathfinder
$95/yr
6.5/10
VS
Southwest Priority
$229/yr
6.0/10
Quick Answer
Pathfinder charges $95/yr with 1X base rewards. Southwest Priority charges $229/yr with 1X base rewards. Pathfinder offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Pathfinder
Lower annual fee ($95 vs $229)
Rewards Earning
Southwest Priority
6 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
Southwest Priority
$75 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Pathfinder wins for most people
The $134 fee difference is hard to justify unless you maximize premium benefits.
Apply for PathfinderPREMIUM PICK
Southwest Priority wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Southwest PriorityRewards Earning: Detailed Comparison
Pathfinder
| Travel & transit | 3.0X |
| Dining & grocery | 2.0X |
| Everything else | 1.0X |
Southwest Priority
| Southwest purchases | 3.0X |
| Hotel & car rental partners | 2.0X |
| Local transit & commuting | 2.0X |
| Streaming services | 2.0X |
| Internet, cable, phone | 2.0X |
| Everything else | 1.0X |