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MCC Code
4131

MCC 4131: Bus Lines, Including Charters, Tour Buses — Credit Card Bonus Rates

Also classified as:
Visa: “Bus Lines, Including Charters, Tour Buses”
MC: “Bus Lines, Including Charters, Tour Buses”
Quick Answer

MCC 4131 covers BUS LINES, INCLUDING CHARTERS, TOUR BUSES merchants, classified under transportation. The top card is Sapphire Reserve earning 10X. 49 cards earn elevated rewards at these merchants. MCC Lookup Tool to find which cards earn bonus rewards here.

Greyhound, Megabus, and Chinatown Bus use MCC 4131. It codes for bus tickets, charter services, and tour bus rides.

Common Confusion

Cardholders might think purchases at transit hubs like airports or train stations are coded as 4131 when they often aren't.

49 Cards That Earn Bonus on MCC 4131

Sapphire Reserve
Sapphire Reserve
Chase · $795/yr
10X
20.5% value
Apply Now
Venture X
Venture X
Capital One · $395/yr
10X
15.0% value
Apply Now
Freedom Unlimited
Freedom Unlimited
Chase · $0
5X
10.2% value
Apply Now
Business Platinum
Business Platinum
Amex · $695/yr
5X
10.0% value
Apply Now
Platinum
Platinum
Amex · $895/yr
5X
10.0% value
Apply Now
VentureOne
VentureOne
Capital One · $0
5X
7.5% value
Apply Now
Platinum Rewards
Platinum Rewards
Penfed · $0
5X
7.5% value
Apply Now
Venture Rewards
Venture Rewards
Capital One · $95/yr
5X
7.5% value
Apply Now
Ink Business Premier
Ink Business Premier
Chase · $195/yr
5X
7.5% value
Apply Now
AAA Travel Advantage
AAA Travel Advantage
Comenity · $0
5X
7.5% value
Apply Now
Spark 2x Miles
Spark 2x Miles
Capital One · $99/yr
5X
7.5% value
Apply Now
Ink Business Preferred
Ink Business Preferred
Chase · $95/yr
3X
6.1% value
Apply Now
Sapphire Preferred
Sapphire Preferred
Chase · $95/yr
3X
6.1% value
Apply Now
Sapphire Reserve Business
Sapphire Reserve Business
Chase · $795/yr
3X
6.1% value
Apply Now
Business Altitude Connect
Business Altitude Connect
U.S. Bank · $95/yr
4X
6.0% value
Apply Now
Altitude Connect
Altitude Connect
U.S. Bank · $0
4X
6.0% value
Apply Now
Amtrak Guest Rewards Preferred
Amtrak Guest Rewards Preferred
FNBO · $99/yr
4X
6.0% value
Apply Now
Brex
Brex
Brex · $0
4X
6.0% value
Apply Now
Green
Green
Amex · $150/yr
3X
6.0% value
Apply Now
American Express® Gold Card
American Express® Gold Card
Amex · $325/yr
3X
6.0% value
Apply Now
Spark 2% Cash Plus
Spark 2% Cash Plus
Capital One · $150/yr
5X
5.0% value
Apply Now
Double Cash
Double Cash
Citi · $0
5X
5.0% value
Apply Now
Amtrak Guest Rewards
Amtrak Guest Rewards
FNBO · $0
3X
4.5% value
Apply Now
Altitude Reserve
Altitude Reserve
U.S. Bank · $0
3X
4.5% value
Apply Now
Autograph Journey
Autograph Journey
Wells Fargo · $95/yr
3X
4.5% value
Apply Now
Autograph
Autograph
Wells Fargo · $0
3X
4.5% value
Apply Now
Business Advantage Travel Rewards
Business Advantage Travel Rewards
BofA · $0
3X
4.5% value
Apply Now
Expedia One Key+
Expedia One Key+
Wells Fargo · $99/yr
3X
4.5% value
Apply Now
Pathfinder
Pathfinder
Penfed · $95/yr
3X
4.5% value
Apply Now
Travel Rewards
Travel Rewards
BofA · $0
3X
4.5% value
Apply Now
Everyday
Everyday
Amex · $0
2X
4.0% value
Apply Now
Delta SkyMiles Reserve
Delta SkyMiles Reserve
Amex · $650/yr
3X
3.8% value
Apply Now
World of Hyatt
World of Hyatt
Chase · $95/yr
2X
3.4% value
Apply Now
World of Hyatt Business
World of Hyatt Business
Chase · $199/yr
2X
3.4% value
Apply Now
Blue Cash Preferred
Blue Cash Preferred
Amex · $95/yr
3X
3.0% value
Apply Now
Blue Cash Preferred (Morgan Stanley)
Blue Cash Preferred (Morgan Stanley)
Amex · $95/yr
3X
3.0% value
Apply Now
Amazon Prime
Amazon Prime
Chase · $0
2X
3.0% value
Apply Now
Carnival World Mastercard
Carnival World Mastercard
Barclays · $0
2X
3.0% value
Apply Now
United Gateway
United Gateway
Chase · $0
2X
3.0% value
Apply Now
Bilt
Bilt
Wells Fargo · $0
2X
3.0% value
Apply Now
Premium Rewards
Premium Rewards
BofA · $95/yr
2X
3.0% value
Apply Now
Premium Rewards Elite
Premium Rewards Elite
BofA · $550/yr
2X
3.0% value
Apply Now
Southwest Plus
Southwest Plus
Chase · $99/yr
2X
2.6% value
Apply Now
Southwest Priority
Southwest Priority
Chase · $229/yr
2X
2.6% value
Apply Now
Southwest Premier
Southwest Premier
Chase · $149/yr
2X
2.6% value
Apply Now
IHG Premier
IHG Premier
Chase · $99/yr
5X
2.5% value
Apply Now
IHG Premier Business
IHG Premier Business
Chase · $99/yr
4X
2.0% value
Apply Now
Customized Cash Rewards
Customized Cash Rewards
BofA · $0
2X
2.0% value
Apply Now
Marriott Bonvoy Bold
Marriott Bonvoy Bold
Chase · $0
2X
1.4% value
Apply Now

Merchants Using MCC 4131

Barriere Bus Lines BoltBus Coach USA FlixBus Go Buses Greyhound Lines Megabus OurBus Peter Pan Bus Lines Red Coach Trailways

Related MCC Codes

4011Railroads 4111Local/Suburban Commuter Passenger Transportation – Railroads, Feries, Local Water Transportation. 4112Passenger Railways 4119Ambulance Services 4121Taxicabs and Limousines 4214Motor Freight Carriers, Moving and Storage Companies, Trucking – Local/Long Distance, Delivery Services – Local 4215Courier Services – Air or Ground, Freight forwarders 4225Public warehousing, Storage

MCC 4131 (Bus Lines, Including Charters, Tour Buses) covers 11 merchants in our database. 49 credit cards earn elevated rewards on bus lines, including charters, tour buses transactions. The top earning rate is 10x from the Sapphire Reserve.

Frequently Asked Questions

What is MCC code 4131? +

MCC 4131 stands for Bus Lines, Including Charters, Tour Buses. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the transportation category. Our database tracks 11 merchants with this code.

What types of businesses use MCC 4131? +

Merchants classified under MCC 4131 (Bus Lines, Including Charters, Tour Buses) operate in the transportation sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include Barriere Bus Lines, BoltBus, Coach USA, FlixBus.

Which credit cards earn bonus rewards at MCC 4131 merchants? +

The top cards for MCC 4131 (Bus Lines, Including Charters, Tour Buses) are: Sapphire Reserve (20x); Venture X (15x); Freedom Unlimited (10x). These cards earn elevated rates specifically in the transportation category. Use our card comparison above to see full bonus rates and annual fees.

How many credit cards earn bonus rewards at MCC 4131 merchants? +

49 credit cards in our database earn elevated rewards on MCC 4131 (Bus Lines, Including Charters, Tour Buses) purchases. The top rate is 20x from the Sapphire Reserve. Use the card grid above to compare all rates and annual fees.

What merchants are classified under MCC 4131? +

MCC 4131 covers 11 merchants in our database, including Barriere Bus Lines, BoltBus, Coach USA, FlixBus, and 7 more. All purchases at these merchants post as 'Bus Lines, Including Charters, Tour Buses' and trigger transportation category bonus rates on eligible credit cards.

Does Barriere Bus Lines count as transportation for credit card rewards? +

Yes. Barriere Bus Lines is classified under MCC 4131 (Bus Lines, Including Charters, Tour Buses), which falls in the transportation category. Cards with transportation bonus categories will apply the elevated earn rate — the top option earns 20x at qualifying merchants in this code.

What is the difference between MCC 4131 and MCC 4011? +

MCC 4131 (Bus Lines, Including Charters, Tour Buses) and MCC 4011 (Railroads) are both in the transportation category but cover distinct merchant types. MCC 4131 is used for bus lines, including charters, tour buses businesses, while MCC 4011 is assigned to railroads merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure