Marriott Bonvoy Business vs United Explorer

Marriott Bonvoy Business
$125/yr
6.5/10
VS

United Explorer
$150/yr
6.0/10
Quick Answer
Marriott Bonvoy Business charges $125/yr with 1X base rewards. United Explorer charges $150/yr with 1X base rewards. Marriott Bonvoy Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Marriott Bonvoy Business
Lower annual fee ($125 vs $150)
Rewards Earning
Marriott Bonvoy Business
6 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
United Explorer
$100 in annual credits
Flexibility
Marriott Bonvoy Business
Transferable points to airline/hotel partners
OUR PICK
Marriott Bonvoy Business wins for most people
The $25 fee difference is hard to justify unless you maximize premium benefits.
Apply for Marriott Bonvoy BusinessPREMIUM PICK
United Explorer wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United ExplorerRewards Earning: Detailed Comparison
Marriott Bonvoy Business
| Marriott Bonvoy hotels | 6.0X |
| US restaurants | 4.0X |
| US gas stations | 4.0X |
| Wireless phone services | 4.0X |
| US shipping | 4.0X |
| Everything else | 2.0X |
United Explorer
| United Airlines purchases | 2.0X |
| Dining | 2.0X |
| Hotel stays | 2.0X |
| Everything else | 1.0X |