MCC 4214 covers MOTOR FREIGHT CARRIERS, MOVING AND STORAGE COMPANIES, TRUCKING – LOCAL/LONG DISTANCE, DELIVERY SERVICES – LOCAL merchants, classified under transportation. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or transportation category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
UPS, FedEx, and Penske Logistics use MCC 4214. This code covers expenses like fuel, vehicle maintenance, and delivery fees.
When you swipe your credit card at any of these merchants, the transaction posts as MCC 4214 (motor freight carriers, moving and storage companies, trucking – local/long distance, delivery services – local). Your card issuer uses this code to determine whether transportation category bonuses apply — so knowing which merchants trigger this code helps you choose the right card before you spend.
Cardholders often think only moving companies fall under this category; it also includes trucking and local delivery services.
This distinction matters because different MCC codes can trigger different bonus rates on your credit card, even for similar types of merchants. Always check your transaction statement to confirm which MCC posted — some card issuers allow you to see the MCC in their app or online portal.
MCC 4214 stands for Motor Freight Carriers, Moving and Storage Companies, Trucking – Local/Long Distance, Delivery Services – Local. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the transportation category.
Merchants classified under MCC 4214 (Motor Freight Carriers, Moving and Storage Companies, Trucking – Local/Long Distance, Delivery Services – Local) operate in the transportation sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 4214 (Motor Freight Carriers, Moving and Storage Companies, Trucking – Local/Long Distance, Delivery Services – Local) is not currently a dedicated bonus category for most major credit cards. For transportation spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 4214 (Motor Freight Carriers, Moving and Storage Companies, Trucking – Local/Long Distance, Delivery Services – Local). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for transportation spending.
MCC 4214 is assigned to businesses providing motor freight carriers, moving and storage companies, trucking – local/long distance, delivery services – local services. While this is a less common merchant category, any purchase that posts with code 4214 will be classified as 'Motor Freight Carriers, Moving and Storage Companies, Trucking – Local/Long Distance, Delivery Services – Local' by your card issuer, which determines whether transportation category bonuses apply to that transaction.
MCC 4214 (Motor Freight Carriers, Moving and Storage Companies, Trucking – Local/Long Distance, Delivery Services – Local) and MCC 4011 (Railroads) are both in the transportation category but cover distinct merchant types. MCC 4214 is used for motor freight carriers, moving and storage companies, trucking – local/long distance, delivery services – local businesses, while MCC 4011 is assigned to railroads merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.