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MCC Code
4816

MCC 4816: Computer Network Services — Credit Card Bonus Rates

Also classified as:
Visa: “Computer Network Services”
MC: “Computer Network Services”
Quick Answer

MCC 4816 covers COMPUTER NETWORK SERVICES merchants, classified under utilities. The top card is Ink Business Cash earning 5X. 8 cards earn elevated rewards at these merchants. MCC Lookup Tool to find which cards earn bonus rewards here.

Examples include Comcast for internet services and AT&T for phone networks. Purchases like broadband installation and server maintenance fall under this code.

Common Confusion

Cardholders often think only telecommunications companies use this MCC, but it also covers tech firms buying network equipment.

8 Cards That Earn Bonus on MCC 4816

Ink Business Cash
Ink Business Cash
Chase · $0
5X
10.2% value
Apply Now
Ink Business Preferred
Ink Business Preferred
Chase · $95/yr
3X
6.1% value
Apply Now
AAdvantage Business World Elite
AAdvantage Business World Elite
Citi · $99/yr
2X
3.0% value
Apply Now
AAdvantage Aviator World Elite Business
AAdvantage Aviator World Elite Business
Barclays · $95/yr
2X
3.0% value
Apply Now
Southwest Priority
Southwest Priority
Chase · $229/yr
2X
2.6% value
Apply Now
Southwest Performance Business
Southwest Performance Business
Chase · $299/yr
2X
2.6% value
Apply Now
Southwest Plus
Southwest Plus
Chase · $99/yr
2X
2.6% value
Apply Now
Southwest Premier
Southwest Premier
Chase · $149/yr
2X
2.6% value
Apply Now

Merchants Using MCC 4816

AT&T Internet Backblaze Box Carbonite Comcast Xfinity Cox Communications Frontier Communications Google Drive HughesNet Mediacom Microsoft OneDrive Optimum Starlink Suddenlink T-Mobile Home Internet Verizon Fios Verizon Home Internet Viasat Wide Open West (WOW)

Related MCC Codes

4812Telecommunications Equipment including telephone sales 4814Fax services, Telecommunication Services 4815VisaPhone 4821Telegraph services 4829Money Orders – Wire Transfer 4899Cable and other pay television (previously Cable Services) 4900Electric, Gas, Sanitary and Water Utilities

MCC 4816 (Computer Network Services) covers 19 merchants in our database. 8 credit cards earn elevated rewards on computer network services transactions. The top earning rate is 5x from the Ink Business Cash.

Frequently Asked Questions

What is MCC code 4816? +

MCC 4816 stands for Computer Network Services. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the utilities category. Our database tracks 19 merchants with this code.

What types of businesses use MCC 4816? +

Merchants classified under MCC 4816 (Computer Network Services) operate in the utilities sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include AT&T Internet, Backblaze, Box, Carbonite.

Which credit cards earn bonus rewards at MCC 4816 merchants? +

The top cards for MCC 4816 (Computer Network Services) are: Ink Business Cash (10x); Ink Business Preferred (6x); AAdvantage Business World Elite (3x). These cards earn elevated rates specifically in the utilities category. Use our card comparison above to see full bonus rates and annual fees.

How many credit cards earn bonus rewards at MCC 4816 merchants? +

8 credit cards in our database earn elevated rewards on MCC 4816 (Computer Network Services) purchases. The top rate is 10x from the Ink Business Cash. Use the card grid above to compare all rates and annual fees.

What merchants are classified under MCC 4816? +

MCC 4816 covers 19 merchants in our database, including AT&T Internet, Backblaze, Box, Carbonite, and 15 more. All purchases at these merchants post as 'Computer Network Services' and trigger utilities category bonus rates on eligible credit cards.

Does AT&T Internet count as utilities for credit card rewards? +

Yes. AT&T Internet is classified under MCC 4816 (Computer Network Services), which falls in the utilities category. Cards with utilities bonus categories will apply the elevated earn rate — the top option earns 10x at qualifying merchants in this code.

What is the difference between MCC 4816 and MCC 4812? +

MCC 4816 (Computer Network Services) and MCC 4812 (Telecommunications Equipment including telephone sales) are both in the utilities category but cover distinct merchant types. MCC 4816 is used for computer network services businesses, while MCC 4812 is assigned to telecommunications equipment including telephone sales merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure