MCC 5131 covers PIECE GOODS, NOTIONS, AND OTHER DRY GOODS merchants, classified under retail. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or retail category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Walmart and Target use MCC 5131 for certain purchases like fabric, sewing supplies, and craft items. This code covers small dry goods not fitting other categories.
Cardholders often mistake this category for general retail spending, but it's specific to piece goods and notions like thread or buttons.
MCC 5131 stands for Piece Goods, Notions, and Other Dry Goods. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the retail category.
Merchants classified under MCC 5131 (Piece Goods, Notions, and Other Dry Goods) operate in the retail sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 5131 (Piece Goods, Notions, and Other Dry Goods) is not currently a dedicated bonus category for most major credit cards. For retail spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5131 (Piece Goods, Notions, and Other Dry Goods). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for retail spending.
MCC 5131 is assigned to businesses providing piece goods, notions, and other dry goods services. While this is a less common merchant category, any purchase that posts with code 5131 will be classified as 'Piece Goods, Notions, and Other Dry Goods' by your card issuer, which determines whether retail category bonuses apply to that transaction.
MCC 5131 (Piece Goods, Notions, and Other Dry Goods) and MCC 5013 (Motor vehicle supplies and new parts) are both in the retail category but cover distinct merchant types. MCC 5131 is used for piece goods, notions, and other dry goods businesses, while MCC 5013 is assigned to motor vehicle supplies and new parts merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.