MCC 5172 covers PETROLEUM AND PETROLEUM PRODUCTS merchants, classified under retail. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or retail category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Shell, Chevron, and BP use MCC 5172. This code covers fuel purchases and car washes.
Cardholders often think groceries at gas stations are coded here too, but they're usually under food retail codes.
MCC 5172 stands for Petroleum and Petroleum Products. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the retail category.
Merchants classified under MCC 5172 (Petroleum and Petroleum Products) operate in the retail sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 5172 (Petroleum and Petroleum Products) is not currently a dedicated bonus category for most major credit cards. For retail spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5172 (Petroleum and Petroleum Products). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for retail spending.
MCC 5172 is assigned to businesses providing petroleum and petroleum products services. While this is a less common merchant category, any purchase that posts with code 5172 will be classified as 'Petroleum and Petroleum Products' by your card issuer, which determines whether retail category bonuses apply to that transaction.
MCC 5172 (Petroleum and Petroleum Products) and MCC 5013 (Motor vehicle supplies and new parts) are both in the retail category but cover distinct merchant types. MCC 5172 is used for petroleum and petroleum products businesses, while MCC 5013 is assigned to motor vehicle supplies and new parts merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.