MCC 5192 covers BOOKS, PERIODICALS, AND NEWSPAPERS merchants, classified under retail. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or retail category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Popular bookstores like Barnes & Noble, Books-A-Million, and local libraries use MCC 5192. Specific purchases include books, magazines, newspapers, and subscriptions.
Cardholders often think only physical bookstores fall under this category, but online retailers selling e-books or digital magazine subscriptions also qualify.
MCC 5192 stands for Books, Periodicals, and Newspapers. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the retail category.
Merchants classified under MCC 5192 (Books, Periodicals, and Newspapers) operate in the retail sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 5192 (Books, Periodicals, and Newspapers) is not currently a dedicated bonus category for most major credit cards. For retail spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5192 (Books, Periodicals, and Newspapers). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for retail spending.
MCC 5192 is assigned to businesses providing books, periodicals, and newspapers services. While this is a less common merchant category, any purchase that posts with code 5192 will be classified as 'Books, Periodicals, and Newspapers' by your card issuer, which determines whether retail category bonuses apply to that transaction.
MCC 5192 (Books, Periodicals, and Newspapers) and MCC 5013 (Motor vehicle supplies and new parts) are both in the retail category but cover distinct merchant types. MCC 5192 is used for books, periodicals, and newspapers businesses, while MCC 5013 is assigned to motor vehicle supplies and new parts merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.