MCC 5399: Misc. General Merchandise — Credit Card Bonus Rates
MCC 5399 covers MISC. GENERAL MERCHANDISE merchants, classified under retail. The top card is Shopper Cash Rewards earning 6X. 2 cards earn elevated rewards at these merchants. MCC Lookup Tool to find which cards earn bonus rewards here.
Walmart and Target use MCC 5399 for some non-food items like clothing, toys, and electronics. It's also common at department stores where purchases don't fit into more specific categories.
Cardholders often think all retail purchases at big-box stores are coded under one simple category, but items like cosmetics or sporting goods can fall under the misc merchandise MCC.
2 Cards That Earn Bonus on MCC 5399
Merchants Using MCC 5399
Related MCC Codes
MCC 5399 (Misc. General Merchandise) covers 2 merchants in our database. 2 credit cards earn elevated rewards on misc. general merchandise transactions. The top earning rate is 6x from the Shopper Cash Rewards.
Frequently Asked Questions
What is MCC code 5399? +
MCC 5399 stands for Misc. General Merchandise. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the retail category. Our database tracks 2 merchants with this code.
What types of businesses use MCC 5399? +
Merchants classified under MCC 5399 (Misc. General Merchandise) operate in the retail sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include Kmart, Walmart Supercenter.
Which credit cards earn bonus rewards at MCC 5399 merchants? +
The top cards for MCC 5399 (Misc. General Merchandise) are: Shopper Cash Rewards (6x); AAA Daily Advantage (4x). These cards earn elevated rates specifically in the retail category. Use our card comparison above to see full bonus rates and annual fees.
How many credit cards earn bonus rewards at MCC 5399 merchants? +
2 credit cards in our database earn elevated rewards on MCC 5399 (Misc. General Merchandise) purchases. The top rate is 6x from the Shopper Cash Rewards. Use the card grid above to compare all rates and annual fees.
What merchants are classified under MCC 5399? +
MCC 5399 covers 2 merchants in our database, including Kmart, Walmart Supercenter. All purchases at these merchants post as 'Misc. General Merchandise' and trigger retail category bonus rates on eligible credit cards.
Does Kmart count as retail for credit card rewards? +
Yes. Kmart is classified under MCC 5399 (Misc. General Merchandise), which falls in the retail category. Cards with retail bonus categories will apply the elevated earn rate — the top option earns 6x at qualifying merchants in this code.
What is the difference between MCC 5399 and MCC 5013? +
MCC 5399 (Misc. General Merchandise) and MCC 5013 (Motor vehicle supplies and new parts) are both in the retail category but cover distinct merchant types. MCC 5399 is used for misc. general merchandise businesses, while MCC 5013 is assigned to motor vehicle supplies and new parts merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.