MCC 5599 covers MISCELLANEOUS AUTO DEALERS merchants, classified under retail. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or retail category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Local car dealerships like Joe's Auto and XYZ Motors use MCC 5599. Specific purchases include vehicle maintenance, parts, and accessories not covered by other categories.
Cardholders often confuse this with regular gas stations or large auto chains that have specific MCC codes. Small repair shops might also be coded here unexpectedly.
MCC 5599 stands for Miscellaneous Auto Dealers. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the retail category.
Merchants classified under MCC 5599 (Miscellaneous Auto Dealers) operate in the retail sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 5599 (Miscellaneous Auto Dealers) is not currently a dedicated bonus category for most major credit cards. For retail spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5599 (Miscellaneous Auto Dealers). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for retail spending.
MCC 5599 is assigned to businesses providing miscellaneous auto dealers services. While this is a less common merchant category, any purchase that posts with code 5599 will be classified as 'Miscellaneous Auto Dealers' by your card issuer, which determines whether retail category bonuses apply to that transaction.
MCC 5599 (Miscellaneous Auto Dealers) and MCC 5013 (Motor vehicle supplies and new parts) are both in the retail category but cover distinct merchant types. MCC 5599 is used for miscellaneous auto dealers businesses, while MCC 5013 is assigned to motor vehicle supplies and new parts merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.