MCC 5811 covers CATERERS merchants, classified under dining. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or dining category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Caterers like Cuisinart, Eureka Catering, and PartyForks use MCC 5811. Specific purchases include catering services for events and corporate meals.
When you swipe your credit card at any of these merchants, the transaction posts as MCC 5811 (caterers). Your card issuer uses this code to determine whether dining category bonuses apply — so knowing which merchants trigger this code helps you choose the right card before you spend.
Cardholders often miscode food delivery or takeout orders as catering when they see MCC 5811 on their statement.
This distinction matters because different MCC codes can trigger different bonus rates on your credit card, even for similar types of merchants. Always check your transaction statement to confirm which MCC posted — some card issuers allow you to see the MCC in their app or online portal.
MCC 5811 stands for Caterers. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the dining category.
Merchants classified under MCC 5811 (Caterers) operate in the dining sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 5811 (Caterers) is not currently a dedicated bonus category for most major credit cards. For dining spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5811 (Caterers). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for dining spending.
MCC 5811 is assigned to businesses providing caterers services. While this is a less common merchant category, any purchase that posts with code 5811 will be classified as 'Caterers' by your card issuer, which determines whether dining category bonuses apply to that transaction.
MCC 5811 (Caterers) and MCC 5812 (Eating places and Restaurants) are both in the dining category but cover distinct merchant types. MCC 5811 is used for caterers businesses, while MCC 5812 is assigned to eating places and restaurants merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.