MCC 5946 covers CAMERA AND PHOTOGRAPHIC SUPPLY STORES merchants, classified under retail. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or retail category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Stores like Best Buy, Walmart, and CVS use MCC 5946 for camera supplies. Purchases include film, digital cameras, lenses, and photo prints.
When you swipe your credit card at any of these merchants, the transaction posts as MCC 5946 (camera and photographic supply stores). Your card issuer uses this code to determine whether retail category bonuses apply — so knowing which merchants trigger this code helps you choose the right card before you spend.
Cardholders often误以为只在专业摄影店购买的物品才会被编码为MCC 5946，但实际上普通零售店也能提供这些商品并使用该分类。
This distinction matters because different MCC codes can trigger different bonus rates on your credit card, even for similar types of merchants. Always check your transaction statement to confirm which MCC posted — some card issuers allow you to see the MCC in their app or online portal.
MCC 5946 stands for Camera and Photographic Supply Stores. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the retail category.
Merchants classified under MCC 5946 (Camera and Photographic Supply Stores) operate in the retail sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 5946 (Camera and Photographic Supply Stores) is not currently a dedicated bonus category for most major credit cards. For retail spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5946 (Camera and Photographic Supply Stores). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for retail spending.
MCC 5946 is assigned to businesses providing camera and photographic supply stores services. While this is a less common merchant category, any purchase that posts with code 5946 will be classified as 'Camera and Photographic Supply Stores' by your card issuer, which determines whether retail category bonuses apply to that transaction.
MCC 5946 (Camera and Photographic Supply Stores) and MCC 5013 (Motor vehicle supplies and new parts) are both in the retail category but cover distinct merchant types. MCC 5946 is used for camera and photographic supply stores businesses, while MCC 5013 is assigned to motor vehicle supplies and new parts merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.