MCC 5947 covers CARD SHOPS, GIFT, NOVELTY, AND SOUVENIR SHOPS merchants, classified under retail. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or retail category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Businesses like Hallmark, Spencer Gifts, and local souvenir shops use MCC 5947. Purchases of greeting cards, novelty items, and travel souvenirs are coded here.
Cardholders often误以为所有类型的零售店都使用MCC 5947。实际上，只有专门售卖礼品、纪念品和趣味商品的店铺才适用此代码。
MCC 5947 stands for Card Shops, Gift, Novelty, and Souvenir Shops. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the retail category.
Merchants classified under MCC 5947 (Card Shops, Gift, Novelty, and Souvenir Shops) operate in the retail sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 5947 (Card Shops, Gift, Novelty, and Souvenir Shops) is not currently a dedicated bonus category for most major credit cards. For retail spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5947 (Card Shops, Gift, Novelty, and Souvenir Shops). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for retail spending.
MCC 5947 is assigned to businesses providing card shops, gift, novelty, and souvenir shops services. While this is a less common merchant category, any purchase that posts with code 5947 will be classified as 'Card Shops, Gift, Novelty, and Souvenir Shops' by your card issuer, which determines whether retail category bonuses apply to that transaction.
MCC 5947 (Card Shops, Gift, Novelty, and Souvenir Shops) and MCC 5013 (Motor vehicle supplies and new parts) are both in the retail category but cover distinct merchant types. MCC 5947 is used for card shops, gift, novelty, and souvenir shops businesses, while MCC 5013 is assigned to motor vehicle supplies and new parts merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.