MCC 5949 covers SEWING, NEEDLE, FABRIC, AND PRICE GOODS STORES merchants, classified under retail. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or retail category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
JoAnn Fabric and Craft Stores, Michaels, and Walmart all use MCC 5949. This code covers purchases of sewing supplies, fabric, crafts, and related items.
Cardholders often mistake this category for general retail spending. Purchases like clothing or basic home goods at Walmart wouldn't be coded here.
MCC 5949 stands for Sewing, Needle, Fabric, and Price Goods Stores. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the retail category.
Merchants classified under MCC 5949 (Sewing, Needle, Fabric, and Price Goods Stores) operate in the retail sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 5949 (Sewing, Needle, Fabric, and Price Goods Stores) is not currently a dedicated bonus category for most major credit cards. For retail spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5949 (Sewing, Needle, Fabric, and Price Goods Stores). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for retail spending.
MCC 5949 is assigned to businesses providing sewing, needle, fabric, and price goods stores services. While this is a less common merchant category, any purchase that posts with code 5949 will be classified as 'Sewing, Needle, Fabric, and Price Goods Stores' by your card issuer, which determines whether retail category bonuses apply to that transaction.
MCC 5949 (Sewing, Needle, Fabric, and Price Goods Stores) and MCC 5013 (Motor vehicle supplies and new parts) are both in the retail category but cover distinct merchant types. MCC 5949 is used for sewing, needle, fabric, and price goods stores businesses, while MCC 5013 is assigned to motor vehicle supplies and new parts merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.