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MCC Code
5961

MCC 5961: Mail Order Houses Including Catalog Order Stores, Book/Record Clubs (No longer permitted for U.S. original presentments) — Credit Card Bonus Rates

Also classified as:
Visa: “Mail Order Houses Including Catalog Order Stores, Book/Record Clubs (No longer permitted for U.S. original presentments)”
MC: “Mail Order Houses Including Catalog Order Stores, Book/Record Clubs (No longer permitted for U.S. original presentments)”
Quick Answer

MCC 5961 covers MAIL ORDER HOUSES INCLUDING CATALOG ORDER STORES, BOOK/RECORD CLUBS (NO LONGER PERMITTED FOR U.S. ORIGINAL PRESENTMENTS) merchants, classified under retail. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or retail category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Catalog stores like L.L. Bean and Lands' End use MCC 5961 for purchases made through their catalogs or online stores. Book clubs such as Amazon's Kindle Owners' Club also fall under this category.

Common Confusion

Cardholders often think online shopping at these catalog houses codes differently, but it uses the same MCC as mail-order purchases.

Related MCC Codes

5013Motor vehicle supplies and new parts 5021Office and Commercial Furniture 5039Construction Materials, Not Elsewhere Classified 5044Office, Photographic, Photocopy, and Microfilm Equipment 5045Computers, Computer Peripheral Equipment, Software 5046Commercial Equipment, Not Elsewhere Classified 5047Medical, Dental Ophthalmic, Hospital Equipment and Supplies 5051Metal Service Centers and Offices

Frequently Asked Questions

What is MCC code 5961? +

MCC 5961 stands for Mail Order Houses Including Catalog Order Stores, Book/Record Clubs (No longer permitted for U.S. original presentments). It is a four-digit Merchant Category Code used by payment networks to classify businesses in the retail category.

What types of businesses use MCC 5961? +

Merchants classified under MCC 5961 (Mail Order Houses Including Catalog Order Stores, Book/Record Clubs (No longer permitted for U.S. original presentments)) operate in the retail sector. Card networks assign this code during merchant onboarding based on the primary business activity.

Which credit cards earn bonus rewards at MCC 5961 merchants? +

MCC 5961 (Mail Order Houses Including Catalog Order Stores, Book/Record Clubs (No longer permitted for U.S. original presentments)) is not currently a dedicated bonus category for most major credit cards. For retail spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 5961 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 5961 (Mail Order Houses Including Catalog Order Stores, Book/Record Clubs (No longer permitted for U.S. original presentments)). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for retail spending.

What merchants are classified under MCC 5961? +

MCC 5961 is assigned to businesses providing mail order houses including catalog order stores, book/record clubs (no longer permitted for u.s. original presentments) services. While this is a less common merchant category, any purchase that posts with code 5961 will be classified as 'Mail Order Houses Including Catalog Order Stores, Book/Record Clubs (No longer permitted for U.S. original presentments)' by your card issuer, which determines whether retail category bonuses apply to that transaction.

What is the difference between MCC 5961 and MCC 5013? +

MCC 5961 (Mail Order Houses Including Catalog Order Stores, Book/Record Clubs (No longer permitted for U.S. original presentments)) and MCC 5013 (Motor vehicle supplies and new parts) are both in the retail category but cover distinct merchant types. MCC 5961 is used for mail order houses including catalog order stores, book/record clubs (no longer permitted for u.s. original presentments) businesses, while MCC 5013 is assigned to motor vehicle supplies and new parts merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure