MCC 5962 covers DIRECT MARKETING – TRAVEL RELATED ARRANGEMENTS SERVICES merchants, classified under retail. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or retail category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Expedia, Booking.com, and American Airlines use MCC 5962. This code covers direct travel booking services including flights, hotels, and car rentals.
Cardholders often miscode personal vacation expenses as business travel here. Only purchases made through authorized travel agencies or airlines are coded this way.
MCC 5962 stands for Direct Marketing – Travel Related Arrangements Services. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the retail category.
Merchants classified under MCC 5962 (Direct Marketing – Travel Related Arrangements Services) operate in the retail sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 5962 (Direct Marketing – Travel Related Arrangements Services) is not currently a dedicated bonus category for most major credit cards. For retail spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5962 (Direct Marketing – Travel Related Arrangements Services). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for retail spending.
MCC 5962 is assigned to businesses providing direct marketing – travel related arrangements services services. While this is a less common merchant category, any purchase that posts with code 5962 will be classified as 'Direct Marketing – Travel Related Arrangements Services' by your card issuer, which determines whether retail category bonuses apply to that transaction.
MCC 5962 (Direct Marketing – Travel Related Arrangements Services) and MCC 5013 (Motor vehicle supplies and new parts) are both in the retail category but cover distinct merchant types. MCC 5962 is used for direct marketing – travel related arrangements services businesses, while MCC 5013 is assigned to motor vehicle supplies and new parts merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.