MCC 5973 covers RELIGIOUS GOODS STORES merchants, classified under retail. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or retail category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Stores like Hobby Lobby and Christian Book Distributors use MCC 5973. Purchases here include Bibles, religious books, and church supplies.
Cardholders often误以为所有宗教相关商店都使用同一MCC。实际上，专门销售如祷告珠、宗教艺术品的店铺可能归类于其他MCC。
MCC 5973 stands for Religious Goods Stores. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the retail category.
Merchants classified under MCC 5973 (Religious Goods Stores) operate in the retail sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 5973 (Religious Goods Stores) is not currently a dedicated bonus category for most major credit cards. For retail spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5973 (Religious Goods Stores). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for retail spending.
MCC 5973 is assigned to businesses providing religious goods stores services. While this is a less common merchant category, any purchase that posts with code 5973 will be classified as 'Religious Goods Stores' by your card issuer, which determines whether retail category bonuses apply to that transaction.
MCC 5973 (Religious Goods Stores) and MCC 5013 (Motor vehicle supplies and new parts) are both in the retail category but cover distinct merchant types. MCC 5973 is used for religious goods stores businesses, while MCC 5013 is assigned to motor vehicle supplies and new parts merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.