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MCC Code
5995

MCC 5995: Pet Shops, Pet Foods, and Supplies Stores — Credit Card Bonus Rates

Also classified as:
Visa: “Pet Shops, Pet Foods, and Supplies Stores”
MC: “Pet Shops, Pet Foods, and Supplies Stores”
Quick Answer

MCC 5995 covers PET SHOPS, PET FOODS, AND SUPPLIES STORES merchants, classified under retail. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or retail category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Purchases at PetSmart, Petco, and local pet stores like 'Furry Friends' are coded under MCC 5995. This includes buying dog food, cat litter, bird cages, or fish tanks.

Common Confusion

Cardholders often think only pet supplies get coded here but don't realize grooming services also fall under this category.

Merchants Using MCC 5995

Pet Supplies Plus Petco PetSmart

Related MCC Codes

5013Motor vehicle supplies and new parts 5021Office and Commercial Furniture 5039Construction Materials, Not Elsewhere Classified 5044Office, Photographic, Photocopy, and Microfilm Equipment 5045Computers, Computer Peripheral Equipment, Software 5046Commercial Equipment, Not Elsewhere Classified 5047Medical, Dental Ophthalmic, Hospital Equipment and Supplies 5051Metal Service Centers and Offices

Frequently Asked Questions

What is MCC code 5995? +

MCC 5995 stands for Pet Shops, Pet Foods, and Supplies Stores. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the retail category. Our database tracks 3 merchants with this code.

What types of businesses use MCC 5995? +

Merchants classified under MCC 5995 (Pet Shops, Pet Foods, and Supplies Stores) operate in the retail sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include Pet Supplies Plus, Petco, PetSmart.

Which credit cards earn bonus rewards at MCC 5995 merchants? +

MCC 5995 (Pet Shops, Pet Foods, and Supplies Stores) is not currently a dedicated bonus category for most major credit cards. For retail spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 5995 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 5995 (Pet Shops, Pet Foods, and Supplies Stores). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for retail spending.

What merchants are classified under MCC 5995? +

MCC 5995 covers 3 merchants in our database, including Pet Supplies Plus, Petco, PetSmart. All purchases at these merchants post as 'Pet Shops, Pet Foods, and Supplies Stores' and trigger retail category bonus rates on eligible credit cards.

Does Pet Supplies Plus count as retail for credit card rewards? +

Pet Supplies Plus is classified under MCC 5995 (Pet Shops, Pet Foods, and Supplies Stores). Most cards do not have a dedicated bonus category for this MCC, so purchases will earn base rewards (typically 1–1.5x). A flat-rate card is the most predictable choice here.

What is the difference between MCC 5995 and MCC 5013? +

MCC 5995 (Pet Shops, Pet Foods, and Supplies Stores) and MCC 5013 (Motor vehicle supplies and new parts) are both in the retail category but cover distinct merchant types. MCC 5995 is used for pet shops, pet foods, and supplies stores businesses, while MCC 5013 is assigned to motor vehicle supplies and new parts merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure